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Posts Categorized In: Hiring an attorney

More on personal injury formulas

May 20, 2015 by Jonathan Stein

Almost 10 years ago, I wrote about formulas used to settle your claim. You can read that post here. The gist of that story: there is no formula for figuring out the value of your personal injury case. 10 years…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: 21st Century, Allstate, bodily injury, bodily injury settlement, Bristol West, car accident, car accident formula, car crash, Farmers, formula, General Insurance, insurance, insurance accident, insurance company, personal injury, personal injury formula, personal injury settlement, State Farm

Why are insurance limits important?

May 14, 2015 by Jonathan Stein

People talk about insurance limits all the time and most of the time no one knows what it means. Attorneys are notorious for this. “My client has a 15/30 policy.” Or “The defendant only has a 30/60 policy.” What are…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Law, Personal Injury Tags: bodily injury, insurance company, insurance policy, policy limits, rental, rental coverage, UIM, UIM coverage, UM, UM coverage, UMBI, underinsured motorist, uninsured motorist

California Debt Blog: You may limit “prescreened” offers of credit and insurance you get based on information in your credit report

December 31, 2014 by Jonathan Stein

Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit…

Categories: Credit, Current Affairs, Evictions, FAQ, FCRA, FDCPA, Hiring an attorney, Landlord Tenant, Legal Process, News, Rosenthal FDCPA, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

5 Additional Ways to Find the Right Attorney For You

December 30, 2014 by Jonathan Stein

6. WHAT CONTINUING EDUCATION DOES THE ATTORNEY TAKE? Every attorney in California is required to take continuing education. However, the types of courses and content of the courses is left to the discretion of the attorney. You want to know…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

California Debt Blog: You must give your consent for credit reports to be provided to employers

December 30, 2014 by Jonathan Stein

A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.

Categories: Credit, Current Affairs, Evictions, FAQ, FCRA, FDCPA, Hiring an attorney, Landlord Tenant, Legal Process, News, Rosenthal FDCPA, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

5 Ways to Find the Right Attorney For You

December 29, 2014 by Jonathan Stein

1. PRIOR RESULTS ARE NO GUARANTEE A lot of attorneys like to tell you about their other cases. However, your case is different. Each case has its own facts. Just because they got someone else millions of dollars does not…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance and Claims FAQ, Insurance Operations, Law, Myths, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

California Debt Blog: Access to your credit report file is limited

December 29, 2014 by Jonathan Stein

A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for…

Categories: Credit, Current Affairs, Evictions, FAQ, FCRA, FDCPA, Hiring an attorney, Landlord Tenant, Legal Process, News, Rosenthal FDCPA, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: You may seek damages from companies and individuals that violate your rights with your credit report

December 28, 2014 by Jonathan Stein

If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

Categories: Credit, Current Affairs, Evictions, FAQ, FCRA, FDCPA, Hiring an attorney, Landlord Tenant, Legal Process, News, Rosenthal FDCPA, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

5 More Things You MUST Do After A Car Accident

December 27, 2014 by Jonathan Stein

6. CHECK FOR WITNESSES Some people may stop, look around, and then leave. If you see these people, get their information. Talk to them. You want their name, number, address, and any other information they will give. You may need…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

California Debt Blog: Consumer reporting agencies may not report outdated negative information on your credit report

December 27, 2014 by Jonathan Stein

In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

Categories: Credit, Current Affairs, Evictions, FAQ, FCRA, FDCPA, Hiring an attorney, Landlord Tenant, Legal Process, News, Rosenthal FDCPA, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

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