Whether you have recently reached adulthood, are starting your family, reaching retirement, or approaching some other major milestone in life, there is a good chance that it is time to contact to your estate planning lawyer. Do not believe it? Check out these reasons: Estate planning knowledge is specialized. While you might have great insight into what… Read More
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Will lawyers help California residents to make all kinds of decisions based on federal, state, and local laws. From what to do with property to who will become a child’s guardian, there is no shortage of topics that should be considered. One of the areas that you will likely want to discuss with your estate… Read More
Many people believe that it would be easier for their loved ones if they transferred ownership of their home before they need to. Bypassing probate in California, they believe, will be easiest for everyone. That could be true. However, there are several risks to consider that might harm you or your heirs. Hazard #1 –… Read More
Do you have a senior graduating from high school this year? Before your son or daughter packs up for a summer internship, a vacation, or even their first semester of college, I want you to think about what it means having a child who is now an “adult” in the eyes of the law. Essentially… Read More
In what is good news for one of my clients, she was sued by Portfolio Recovery Associates in 2 separate cases. The lawsuits were filed in 2012 for two alleged credit card debts. She denied she owed any money to…
Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit…
A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.
A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for…
If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.