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Posts Categorized In: Hiring an attorney

California Debt Blog: Debt collectors calling about debts you do not owe

August 24, 2016 by Jonathan Stein

Debt collectors call a lot of people about debts. Heck, I got a call over the weekend from Portfolio Recovery Associates about a debt owed by Jonathan A Stein. Of course, that isn’t my name. And the last four of…

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA

Don’t trust insurance companies – a true story

August 24, 2016 by Jonathan Stein

Let me relate a real story about why you should never trust an insurance company. This is for a case I am currently working on. As background, my client was rear ended in a car accident by an unlicensed, uninsured…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

There are still no formulas for personal injury cases – including car accidents

July 19, 2016 by Jonathan Stein

I have been saying this for 12 years while running my own law firm. Prior to that, I said it for almost a decade working for insurance companies. And yet, despite what I say, people do not listen. So let’s…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

The Statute of Limitations

May 31, 2016 by Jonathan Stein

The what of what? I typically hear people call it the statue of limitations. However, folks, it is not a statue. It is a statute, or a law. The statute of limitations tells you how long you have to sue…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Uninsured/Underinsured Motorist Coverage

May 24, 2016 by Jonathan Stein

Of all the automobile insurance coverage that exists, Uninsured Motorist Coverage (UM) is THE MOST important coverage. (In California, uninsured motorist also acts as underinsured motorist coverage.) Why is Uninsured Motorist Coverage so Important? If you buy UM coverage and…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Check your total loss paperwork carefully

November 9, 2015 by Jonathan Stein

I have come across quite a few total losses lately that are simply wrong. I would like to tell you that the values are wrong or that there is a dispute. But the last few that I have seen are…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, collision, contingency fee, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

10 Things Insurance Companies Must Do To Keep Consumers

October 6, 2015 by Jonathan Stein

I have recently had several clients pulled their insurance from their long time insurance company and placed it with a different company. Both clients were very dissatisfied with the service they received for the payment of their cars and their…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, collision, contingency fee, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental car, repairs, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

FAQ: Do you have a MIST case?

October 1, 2015 by Jonathan Stein

People hear the term MIST claim and they do not know what it is. They do not know if their claim is a MIST claim. You are involved in a car accident and someone says MIST. Do you even know…

Categories: Auto Insurance, Claims, Consumer Issues, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, collision, contingency fee, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental car, repairs, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Auto Insurance property damage issues – again

June 10, 2015 by Jonathan Stein

I get a lot of calls in a month about property damage issues. The big ones are “How much do they owe for my car?” and “Why isn’t there enough to pay for my repairs?” First, property damage claims, especially…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, collision, contingency fee, fair market value, insurance company, loss of use, motor vehicle accident, motor vehicle crash, MVA, MVC, property damage, rental car, repairs, total loss

FAQ: Why hire an attorney for your personal injury case

June 9, 2015 by Jonathan Stein

People sometimes call me up and ask a simple question: Why should I hire you to help me with my car accident? After all, it should be easy to resolve. As simple as it sounds, it is an important question….

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, injury, MVA, MVC, personal injury, whiplash

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