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Posts Categorized In: Insurance and Claims FAQ

Document your claim with pictures

November 20, 2014 by Jonathan Stein

After a car accident, you need to prove your claim. The burden is on you, or your attorney if you hire one (and you should), to prove that you were injured and the value of those injuries. There are a…

Categories: Auto Insurance, Claims, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, documentation, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

Do NOT contact the insurance company after a car accident

November 19, 2014 by Jonathan Stein

Question: Most lawyers say that I should not contact the insurance company after a car crash. Why should I call my insurance company? Answer: Typically, you do NOT want to talk to an insurance company after a car accident. There…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations, Personal Injury Tags: auto accident, car accident, car crash, insurance company, insurance policy, MVA, MVC, uninsured motorist

Watch out for Infinity Insurance’s Policy

March 21, 2014 by Jonathan Stein

Are you insured with Infinity Insurance? Have you read your policy lately? If you are insured with Infinity, you need to stop reading this, get a copy of your policy and read it now. Why the urgent need? Infinity has…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Personal Injury Tags: auto body repair bill of rights, body shop, car insurance, collision car, collision coverage, copay, deductible, Infinity Insurance, insurance company, insurance policy, repairs

Do NOT sign a medical authorization

February 28, 2014 by Jonathan Stein

Once again, people are back asking why they should not sign a medical authorization when the insurance company sends you one. It is not that I think it is a bad idea. I think it is a terrible idea. In…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: Allstate, bodily injury, Britt v. Sup. Ct., Britt v. Superior Court, California Constitution, car accident, car collision, car crash, Farmers, GEICO, insurance company, med auth, medical authorization, medical records, motor vehicle accident, motor vehicle collision, motor vehicle crash, personal injury, Progressive, right to privacy, State Farm, superior court

FAQ: What do I get for a rental when my car is damaged?

February 21, 2014 by Jonathan Stein

Question: I was involved in a car accident. My car was damaged. What does the insurance company owe me for a rental car? When you get in an accident, there will be a few days when your car is not…

Categories: Auto Insurance, Claims, Consumer Issues, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: car accident, compact car, insurance company, insurance coverage, loss of use, rental car, rental coverage, small claims court, SUV

FAQ: What is med pay coverage?

January 31, 2014 by Jonathan Stein

People spend a lot of time dealing with auto insurance. But, one question I get is “What is this medical payments (med pay) coverage that is listed?” Answer: First, you should know that every insurance policy, the actual policy with…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Personal Injury Tags: auto accident, auto insurance, car accident, car collision, car crash, insurance, med pay, med pay coverage, medical bills, medical expenses, medical payments, medical payments coverage, out of pocket expenses

FAQ: Does the insurance company have to take my car?

November 22, 2013 by Jonathan Stein

Q: My car was a total loss. Can the insurance make me keep my car or do they have to take the car? A: As much as I hate giving this answer, the answer is that it depends. Don’t shoot…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: auto insurance, car, car insurance, customer service, insurance company, salvage, salvage value, salvage yard, third party, total loss

Free Insurance Information

November 8, 2013 by Jonathan Stein

Did you ever wonder what the California Department of Insurance does? Me too! So I went to their website to see what was there. Seriously, the Department of Insurance does a lot of good work. They regulate insurance companies. They…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: auto insurance, California Department of Insurance, consumer, homeowners insurance, insurance, life insurance

FAQ: When can I get rid of collision coverage for my car?

July 26, 2013 by Jonathan Stein

Question: I do not think I need collision coverage for my car anymore. When can I get rid of it? Answer: This is a tricky question. Its a lot harder to answer than you think and there is no one…

Categories: Auto Insurance, Claims, Consumer Issues, Insurance and Claims FAQ Tags: accident, auto insurance, california auto insurance, california car insurance, car, collision, collision coverage, collision insurance, deductible, first party auto coverage, first party coverage, full coverage, motor vehicle accident, motor vehicle collision

FAQ: What insurance do I need?

July 12, 2013 by Jonathan Stein

Question: I don’t know what insurance I should have. How do I figure that out? Answer: This is a tricky question. Let’s start with the basics. (I am going to skip life and health insurance since those are significantly more…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Homeowners Insurance, Insurance and Claims FAQ, Insurance Operations Tags: automobile insurance, boat insurance, collision, collision insurance, comprehensive, comprehensive insurance, homeowners insurance, renter's insurance, rv insurance, total loss, travel trailer

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