Debt collectors have been suing consumers for years with very little proof that the consumer owes any money. You have probably heard some of these names: Persolve, LLC, Asset Acceptance, CACH, FFIC, Midland Funding, Cavalry, etc…. In two recent cases…
Posts Categorized In: Hiring an attorney
FAQ: Does the insurance company have to take my car?
Q: My car was a total loss. Can the insurance make me keep my car or do they have to take the car? A: As much as I hate giving this answer, the answer is that it depends. Don’t shoot…
California Debt Blog: Beware of Upstate New York Debt Collectors
I was doing some checking on a debt collector that left a voice mail for one of my clients. In the voice mail, the debt collector threatened to turn this matter over to the DA for a bench warrant. (That…
5 More Mistakes People Make During the Claims Process
To err is human, to forgive is divine. In that case, we are all going to err during the auto insurance claims process. It happens. If we were perfect, then there would be a lot of attorneys out of a…
California Debt Blog: 5 MORE MISTAKES YOU MUST AVOID WITH YOUR CREDIT
I previously gave you 5 mistakes to avoid with your credit. So as people are ramping up their holiday shopping, I thought I would share with you 5 more mistakes to avoid with your credit. The difference between good credit…
Free Insurance Information
Did you ever wonder what the California Department of Insurance does? Me too! So I went to their website to see what was there. Seriously, the Department of Insurance does a lot of good work. They regulate insurance companies. They…
10 Steps of a Lawsuit
People hear all the time about filing a lawsuit. But no one really explains what happens. While this is not comprehensive, it is a guideline of how a lawsuit proceeds. Please talk to your attorney about your specific case. 1….
California Debt Blog: Beware of FS Mediation Group
I wrote before about Regional Arbitation Services. You can read it here and here. I sued them twice and have two defaults against them. I will soon be turning those into judgments. In the meantime, I received a call from…
California Debt Blog: Debt collection industry ripped – again
In the “not so surprising” news category, a new report rips the debt collection industry. This report, however, goes a step further. The report suggests that states are not doing enough to help struggling consumers. The report from the NCLC,…
10 Steps of a Personal Injury Case
I got a lot of calls from people who do not understand how a personal injury case works. They are unsure what happens. I have written about this before, but I thought I would lay out what I see are…