• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Law Offices of Jonathan G. Stein Logo
(916) 247-6868
  • Home
  • About Me
    • Organizations, Publications and Presentations
  • About You
  • Practice Areas
    • Debt Collection
    • Estate Planning
    • Personal Injury
    • Landlord Tenant
  • Client Testimonials
  • Resources
    • Blog
    • Brochures
    • Helpful Links
  • Contact

Posts Tagged With: bankruptcy

California Debt Blog: Debts Canceled by Bankruptcy Still Mar Consumer Credit Scores

November 23, 2014 by Jonathan Stein

This is a scary story from the New York Times. You think zombies are just on bad tv shows and in movies. But it turns out, that there are zombies in real life: zombie debts, at least. Here is the…

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: bankruptcy, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, Chapter 13, Chapter 20, Chapter 7, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation, zombie debt

California Debt Blog: FAQ: My debt has been “charged off.” Do I still owe the debt?

February 28, 2014 by Jonathan Stein

Question: My debt has been charged off on my credit report. I read that I do not owe the debt once it is charged off. Do I still owe the debt? A: YES. Is that clear enough? You still owe…

Categories: Credit, Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: account, Account Resolution Associates, ACM, Bank of America, bankruptcy, CACH, charge off, charge off account, charged off, charged off account, chargeoff, collect, collection agency, credit report, credit reporting agencies, debt, debt collection, debt collector, Fair Debt Collection Practices Act, FDCPA, FFIF, FFIF-ACM, FIA, lawsuit, Midland, Midland Funding, NCO Financial, Persolve, Persolve LLC, R-FDCPA, RFDCPA, Riverwalk Holdings, Riverwalk Holdings LLC, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Wells Fargo

California Debt Blog: 5 MORE MISTAKES YOU MUST AVOID WITH YOUR CREDIT

November 15, 2013 by Jonathan Stein

I previously gave you 5 mistakes to avoid with your credit. So as people are ramping up their holiday shopping, I thought I would share with you 5 more mistakes to avoid with your credit. The difference between good credit…

Categories: Credit, Current Affairs, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: bad credit, bankruptcy, Credit, credit card, credit cards, credit counseling, credit limit, credit reporting agency, credit score, Equifax, Experian, good credit, identity theft, TransUnion

California Debt Blog: President Obama Cuts Student Loan Debt Collection Commissions

March 21, 2013 by Jonathan Stein

This is exciting news for folks who may be behind on their student loans. President Obama has cut the commission that debt collectors get on student loans. Why does this matter? Student loan debt collectors are some of the most…

Categories: Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News Tags: bankruptcy, commissions, debt collectors, R-FDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, student loans

California Debt Blog: Talking to an attorney

February 22, 2013 by Jonathan Stein

I have written on the California Personal Injury and Insurance Blog about talking to an attorney after a car accident. But, it is also important to talk to an attorney if you are in debt or receiving calls or letters…

Categories: Current Affairs, FDCPA, Hiring an attorney, Legal Process Tags: attorney, bankruptcy, collector, creditor, debt, debt collection, debt collection lawsuit, debt collector, Fair Debt Collection Practices Act, FDCPA, hiring an attorney, lawsuit, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, talking to an attorney

California Debt Blog: Recent Study Shows Chapter 13 Bankruptcy Does Little to Save Homes

April 12, 2010 by Jonathan Stein

Under federal law, there are several types of bankruptcies available to debtors. A Chapter 7 is the most common form of bankruptcy, and involves a process of liquidation. In a Chapter 13 bankruptcy, a debtor does a reorganization and proposes…

Categories: Credit, Current Affairs, Legal Process Tags: bankruptcy, Chapter 13, loan modification, produce the note

California Debt Blog: The Great Bail Out Fraud

January 29, 2010 by Jonathan Stein

I received two emails today from clients asking about the credit card bail out that they read about on the internet or heard about on the radio. Apparently, some folks are advertising about how people who owe more than $10,000…

Categories: Credit, Current Affairs, Legal Process, News Tags: bail out, bailout, bankruptcy, credit card, credit card debt, debt, debt collection, debt consolidation

California Debt Blog: Considering Bankruptcy? Think about these things

August 6, 2009 by Jonathan Stein

From Lesley Hoenig, an attorney in Michigan who handles bankruptcies: Bankruptcy is, of course, something that most people do not want to do if they can help it. But sometimes, you are so deep in the hole, or maybe you…

Categories: Uncategorized Tags: bankruptcy, Chapter 13, Chapter 7, cram down

California Debt Blog: Bankruptcies Higher In Wage Garnishment States

July 5, 2009 by Jonathan Stein

The Associated Press recently studied trends in bankruptcy filings. One thing stood out to them: in states where debt collectors can garnish wages, bankruptcies are sharply higher. Five states, North Carolina, Pennsylvania, South Carolina, Florida and Texas, prohibit or sharply…

Categories: Current Affairs, Legal Process, News Tags: bankruptcy, creditors, debt collector, wage garnishment

Primary Sidebar

Sign Up For Our Newsletter Below

Lists*

Allow Me to Help You

    Footer

    Contact Us

      Practice Areas

      • Debt Collection
      • Estate Planning
      • Personal Injury
      • Landlord Tenant
      The information contained in this website is provided for informational purposes only, and should not be construed as legal advice on any matter. The transmission and receipt of information contained on this Web site, in whole or in part, or communication with The Law Offices of Jonathan Stein via the Internet or e-mail through this website does not constitute or create a lawyer-client relationship between this firm and any recipient. You should not send any confidential information in response to this webpage. Such responses will not create a lawyer-client relationship, and whatever you disclose will not be privileged or confidential unless this firm has agreed to act as your legal counsel and you have executed a written engagement agreement with The Law Offices of Jonathan Stein. The Law Offices of Jonathan Stein © 2023. All rights reserved. | Sitemap | Privacy Policy | Disclaimer