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Posts Tagged With: credit report

California Debt Blog: More IRS Scam Warning

December 9, 2014 by Jonathan Stein

I previously told you about an IRS scam that is going around. Well, the IRS scam is coming from a few numbers. So I thought I would share another message: “Hello we have been trying to reach you. This automated…

Categories: Credit, Current Affairs, FAQ, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, Credit, credit file, credit report, credit score, Current Affairs, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, fake IRS, FAQ, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, hiring an attorney, HomePointe, HomePointe Property Management, Horizon Properties, Internal Revenue Service, Internal Revenue Service scam, IRS, IRS fraud, IRS scam, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, News, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA | Permalink Technorati Tags: 3 day notice, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, scam, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: IRS Scam Warning

December 5, 2014 by Jonathan Stein

There is a new scam running around where someone calls you pretending to be from the IRS. Let me say this again: YOU CANNOT BE ARRESTED FOR NOT PAYING A DEBT. Also, the IRS will write to you and will…

Categories: Credit, Current Affairs, FAQ, FCRA, Hiring an attorney, Landlord Tenant, News, Rosenthal FDCPA Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, Internal Revenue Service, IRS, IRS scam, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, scam, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: FAQ: My debt has been “charged off.” Do I still owe the debt?

February 28, 2014 by Jonathan Stein

Question: My debt has been charged off on my credit report. I read that I do not owe the debt once it is charged off. Do I still owe the debt? A: YES. Is that clear enough? You still owe…

Categories: Credit, Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: account, Account Resolution Associates, ACM, Bank of America, bankruptcy, CACH, charge off, charge off account, charged off, charged off account, chargeoff, collect, collection agency, credit report, credit reporting agencies, debt, debt collection, debt collector, Fair Debt Collection Practices Act, FDCPA, FFIF, FFIF-ACM, FIA, lawsuit, Midland, Midland Funding, NCO Financial, Persolve, Persolve LLC, R-FDCPA, RFDCPA, Riverwalk Holdings, Riverwalk Holdings LLC, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Wells Fargo

California Debt Blog: New Regulations in Effect for Credit Monitoring Services

April 15, 2010 by Jonathan Stein

New rules for credit monitoring services went into effect April 2. The regulations require companies that offer credit monitoring services to add warning labels about their services. Websites offering “free” credit reports must now tell consumers that a free credit…

Categories: Current Affairs, News Tags: Annual Credit Report, annualcreditreport.comm consumers, credit report, free credit report, freecreditreport.com, FTC, ftc.gov

California Debt Blog: Removing an item from your credit report

January 6, 2010 by Jonathan Stein

A lot of people are doing a “New Year, New You” type program. You can buy new diet products or you can get a Bowflex on sale. But now is also a good time to review your credit report. As…

Categories: Credit, FCRA, Legal Process, News Tags: bowflex, CRA, credit bureaus, credit report, credit reporting agency, new year

California Debt Blog: Holiday Gift to Yourself: Settle Your Debt

November 3, 2009 by Jonathan Stein

It is that time of year – the holiday season. You want to go out and buy presents. You want to spend your money. And trust me – most businesses want you to as well to get the economy going….

Categories: Current Affairs, News Tags: credit report, debt collector, negotiating with debt collectors, negotiating your debt, trade line

California Debt Blog: FTC Proposes New Rules for Debt Settlement

November 1, 2009 by Jonathan Stein

The Federal Trade Commission has proposed new rules for debt settlement companies. (Thanks to my friend, Dallas personal injury attorney Robert Kraft for sharing this.) Among the rules being proposed: 1. New fee can be collected until the services are…

Categories: Current Affairs, News Tags: credit repair, credit report, debt settlement, Federal Trade Commission, protect your credit

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