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Posts Tagged With: credit reporting agencies

California Debt Blog: FAQ: My debt has been “charged off.” Do I still owe the debt?

February 28, 2014 by Jonathan Stein

Question: My debt has been charged off on my credit report. I read that I do not owe the debt once it is charged off. Do I still owe the debt? A: YES. Is that clear enough? You still owe…

Categories: Credit, Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: account, Account Resolution Associates, ACM, Bank of America, bankruptcy, CACH, charge off, charge off account, charged off, charged off account, chargeoff, collect, collection agency, credit report, credit reporting agencies, debt, debt collection, debt collector, Fair Debt Collection Practices Act, FDCPA, FFIF, FFIF-ACM, FIA, lawsuit, Midland, Midland Funding, NCO Financial, Persolve, Persolve LLC, R-FDCPA, RFDCPA, Riverwalk Holdings, Riverwalk Holdings LLC, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Wells Fargo

California Debt Blog: FAQ: What can a debt collector not do?

February 7, 2014 by Jonathan Stein

More from last week on what a debt collector cannot do. This is based on the federal Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Act (also called the Rosenthal FDCPA). You may have seen these tactics from…

Categories: Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: attorney, CACH, credit reporting agencies, credit reporting agency, debt, debt collection, debt collector, debts, Fair Debt Collection Practices Act, FDCPA, government agency, harassment, legal action, Midland Funding, Persolve, post dated check, R-FDCPA, Rosenthal Act, Rosenthal FDCPA

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