I previously told you about an IRS scam that is going around. Well, the IRS scam is coming from a few numbers. So I thought I would share another message: “Hello we have been trying to reach you. This automated…
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More Tips on Filing a Homeowners Claim
In my last post, I gave you 5 tips on filing a homeowners claim. But there are more than 5 things you can do to make sure that your homeowners claim goes smoothly. Every homeowners insurance policy is a bit…
California Debt Blog: 5 Mistakes People Make With Their Credit
People are concerned, rightly so, about their credit scores. A lot of people are trying to do what they can to increase their credit score. While a commendable goal, there are some things you should NOT do. Here are 5…
Tips on Filing a Homeowners Claim
Most of my posts on this blog deal with auto insurance. The primary reason: that is when people need an attorney. I started handling insurance claims almost 20 years ago. In that time, the number of people I saw retain…
California Debt Blog: Lenders Charging Fees on Top of Fees
Pay day lenders, short term lenders and these high risk lenders are now charging fees on top of fees. So, if you borrow $1,000 and the late fees are $100 they may then charge you a late fee of 1%…
You don’t need to sign their forms or give a recorded statement
Insurance adjusters like to demand you do things. You must do this. You must do that. You have to cooperate with them. (And with certain things you do have to cooperate – if you are making a claim to your…
California Debt Blog: High Risk, Short Term Lenders Are More Aggressive in Litigation
As you know by now, I am not a fan of high risk, short term loans. I think these loans are bad for most people. High risk lenders are more willing to take on aggressive litigation tactics. They do this…
California Debt Blog: IRS Scam Warning
There is a new scam running around where someone calls you pretending to be from the IRS. Let me say this again: YOU CANNOT BE ARRESTED FOR NOT PAYING A DEBT. Also, the IRS will write to you and will…
Insurance companies track every single claim
It is scary how much the insurance companies know about you. They know everything. They know where you live. They know where you lived previously. They know who lives with you. They know everything. Remember, insurance companies track EVERY claim,…
California Debt Blog: Short Term Lenders May Attempt to Get Money From Your Bank Account
Some short term lenders require that you give them a post dated check when you take out the money. Do you wonder why they would do this? Consumers report that these high risk lenders may try to deposit post dated…