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Posts Categorized In: Homeowners Insurance

There are still no formulas for personal injury cases – including car accidents

July 19, 2016 by Jonathan Stein

I have been saying this for 12 years while running my own law firm. Prior to that, I said it for almost a decade working for insurance companies. And yet, despite what I say, people do not listen. So let’s…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Uninsured/Underinsured Motorist Coverage

May 24, 2016 by Jonathan Stein

Of all the automobile insurance coverage that exists, Uninsured Motorist Coverage (UM) is THE MOST important coverage. (In California, uninsured motorist also acts as underinsured motorist coverage.) Why is Uninsured Motorist Coverage so Important? If you buy UM coverage and…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Do you need insurance for your drone?

December 18, 2015 by Jonathan Stein

I was looking at a drone and Google, being smart, also gave me a link to a Bloomberg Business story about drone insurance. My first thought was “what?” Drone insurance? But as I read the article and started to consider…

Categories: Claims, Consumer Issues, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: Academy of Model Aeronautics, bodily injury, car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, drone, drone caused injury, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Driving and surfing – on your phone

December 11, 2015 by Jonathan Stein

I have seen a lot of car accidents in my life. I have seen a lot of car crashes as well. I have sen almost everything you can imagine when it comes to a car colliding or two cars colliding….

Categories: Auto Insurance, Claims, Consumer Issues, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

10 Things Insurance Companies Must Do To Keep Consumers

October 6, 2015 by Jonathan Stein

I have recently had several clients pulled their insurance from their long time insurance company and placed it with a different company. Both clients were very dissatisfied with the service they received for the payment of their cars and their…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, collision, contingency fee, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental car, repairs, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Choosing an insurance agent

July 23, 2015 by Jonathan Stein

I get asked often about picking an insurance agent. People buy a house and they want to find an agent. Or they want to shop around. Unfortunately, most people make the same mistake: they shop solely based on price. Insurance…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: auto insurance, bodily injury, business insurance, car insurance, collision, comprehensive, homeowners insurance, insurance, property damage

5 Additional Ways to Find the Right Attorney For You

December 30, 2014 by Jonathan Stein

6. WHAT CONTINUING EDUCATION DOES THE ATTORNEY TAKE? Every attorney in California is required to take continuing education. However, the types of courses and content of the courses is left to the discretion of the attorney. You want to know…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance and Claims FAQ, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

5 Ways to Find the Right Attorney For You

December 29, 2014 by Jonathan Stein

1. PRIOR RESULTS ARE NO GUARANTEE A lot of attorneys like to tell you about their other cases. However, your case is different. Each case has its own facts. Just because they got someone else millions of dollars does not…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance and Claims FAQ, Insurance Operations, Law, Myths, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

5 More Steps of a Personal Injury Claim

December 22, 2014 by Jonathan Stein

In a previous post, I gave you the first 5 steps of a car accident insurance claim. Once you get your medical records, what happens next? Here are the final 5 steps of a personal injury claim. 1. GET WAGE…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

5 Things Not to do with Your Insurance Claim

December 16, 2014 by Jonathan Stein

I know sometimes I repeat myself. Why do I do this? Some things are so important and go against everything you have been told for so long that you need to hear it a few times. Some other things I…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

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