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Posts Categorized In: Current Affairs

California Debt Blog: Recent Study Shows Chapter 13 Bankruptcy Does Little to Save Homes

April 12, 2010 by Jonathan Stein

Under federal law, there are several types of bankruptcies available to debtors. A Chapter 7 is the most common form of bankruptcy, and involves a process of liquidation. In a Chapter 13 bankruptcy, a debtor does a reorganization and proposes…

Categories: Credit, Current Affairs, Legal Process Tags: bankruptcy, Chapter 13, loan modification, produce the note

Most Injuries to Kids Occur Near Holidays

April 8, 2010 by Jonathan Stein

A new study, which will be released in the May version of Pediatrics, shows that the greatest numbers of injuries to children occur in the five days surrounding Labor Day, Memorial Day, the Fourth of July, and Halloween. The researchers…

Categories: Consumer Issues, Current Affairs

California Debt Blog: Do Not Call List Basics

April 8, 2010 by Jonathan Stein

Question: If I place my name on the Do Not Call Registry, will it stop my creditors from calling me? Answer: No. The Do Not Call Registry will prevent telemarketers from calling your home or cell phone. Once you have…

Categories: Current Affairs, FDCPA, Rosenthal FDCPA

California Debt Blog: News on Foreclosures

March 15, 2010 by Jonathan Stein

I want to update on your some foreclosure news. First, Walt Gray in Sacramento at KCRA 3 News ran a story about a case of mine where we obtained an injunction preventing a sale of a house. The exciting news…

Categories: Current Affairs, News Tags: debt collector, foreclosure, HELOC, Jim Wasserman, KCRA, preliminary injunction, Sacramento Bee, second mortgage, Walt Gray

California Debt Blog: The Great Bail Out Fraud

January 29, 2010 by Jonathan Stein

I received two emails today from clients asking about the credit card bail out that they read about on the internet or heard about on the radio. Apparently, some folks are advertising about how people who owe more than $10,000…

Categories: Credit, Current Affairs, Legal Process, News Tags: bail out, bailout, bankruptcy, credit card, credit card debt, debt, debt collection, debt consolidation

California Debt Blog: Fees for your debt collection case

January 19, 2010 by Jonathan Stein

I have had a rash of questions lately about fees for lawyers. This comes in the context of personal injury cases, consumer law and malpractice cases. So, let me give a very basic explanation of types of fees and typical…

Categories: Current Affairs, Legal Process Tags: attorney fees, capitol one, contingency fee, debt collection, Erica Brachfeld, flat fee, hourly fee, hybrid fee, pro bono

All About Fees

January 14, 2010 by Jonathan Stein

I have had a rash of questions lately about fees for lawyers. This comes in the context of personal injury cases, consumer law and malpractice cases. So, let me give a very basic explanation of types of fees. Contingency fee:…

Categories: Consumer Issues, Current Affairs Tags: contingency fee, flat rate, hourly fee, lawyer fees, pro bono

California Debt Blog: Don’t let bill collectors bite

January 11, 2010 by Jonathan Stein

I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…

Categories: Current Affairs, FDCPA, News, Rosenthal FDCPA Tags: Brachfeld and Associates, debt collector, debt harassment, debt validation, FDCPA, Pamela Yip

FAQ: Can I drive my friend’s car?

January 6, 2010 by Jonathan Stein

Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations Tags: auto insurance, car insurance, coverage, driving a friend's car, insurance coverage, minimum limits, uninsured

Holiday Decorations Lead to More Fires

December 2, 2009 by Jonathan Stein

This is just a friendly reminder. This time of year there is an increase in the number of fires. These fires are not related to the weather or people burning fires inside. Rather, these fires come from people who are…

Categories: Current Affairs Tags: Christmas lights, fire, holiday decorations, holiday lights, homeowners insurance

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