I have always told people, whenever you are contacted by a debt collector, the initial letter from the debt collector will state that you have the right to request validation of the debt within 30 days. You MUST, MUST, MUST…
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Don’t let the insurance company restrict your treatment
I have seen a new trend with people calling me – and quite frankly, it is disturbing. Someone gets in a crash. They call the other party’s insurance company and report a claim. They get transferred to an adjuster. After…
Don’t let the insurance company restrict your treatment
I have seen a new trend with people calling me – and quite frankly, it is disturbing. Someone gets in a crash. They call the other party’s insurance company and report a claim. They get transferred to an adjuster. After…
California Debt Blog: A voicemail can be a debt collection violation
Bloomberg has an interesting discussion of a case out of the United States Appeals Court. From the article: “In this case, Credit Control left a voicemail for the debtor, Stacey Hart. The message was: “This is Credit Control calling with…
Save some money on car insurance
I am a big proponent of not shopping for insurance solely based on price. There are other important factors. But, for some people, price is the biggest factor. And for some people, two insurance companies may offer the same personal…
Save some money on car insurance
I am a big proponent of not shopping for insurance solely based on price. There are other important factors. But, for some people, price is the biggest factor. And for some people, two insurance companies may offer the same personal…
California Debt Blog: Ringless Voice Mail and Debt Collectors
You take a break at work and find some voice mail messages. The weird thing is that your phone did not ring. How did these messages get here? Lilian Min at Cosmopolitan covers this in a new story she has…
FAQ: Am I responsible for my medical bills after a car accident?
Question: I was involved in a car crash. I have medical insurance. Am I responsible to pay these bills back when I settle my case? Answer: This is based on two recent cases I have had! I wish it wasn’t,…
California Debt Blog: Debt Collection is #1 Again – In Complaints
So, it turns out that when you are really good at something you should continue doing it. In this case, debt collectors are really good at having complaints filed against them with the Consumer Financial Protection Bureau. According to this…
California Debt Blog: Portfolio Recovery Associates Dismisses 2 Cases
In what is good news for one of my clients, she was sued by Portfolio Recovery Associates in 2 separate cases. The lawsuits were filed in 2012 for two alleged credit card debts. She denied she owed any money to…