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Blog

Don’t trust insurance companies – a true story

August 24, 2016 by Jonathan Stein

Let me relate a real story about why you should never trust an insurance company. This is for a case I am currently working on. As background, my client was rear ended in a car accident by an unlicensed, uninsured…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

California Debt Blog: Debt collectors calling about debts you do not owe

August 24, 2016 by Jonathan Stein

Debt collectors call a lot of people about debts. Heck, I got a call over the weekend from Portfolio Recovery Associates about a debt owed by Jonathan A Stein. Of course, that isn’t my name. And the last four of…

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA

There are still no formulas for personal injury cases – including car accidents

July 19, 2016 by Jonathan Stein

I have been saying this for 12 years while running my own law firm. Prior to that, I said it for almost a decade working for insurance companies. And yet, despite what I say, people do not listen. So let’s…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

The Statute of Limitations

May 31, 2016 by Jonathan Stein

The what of what? I typically hear people call it the statue of limitations. However, folks, it is not a statue. It is a statute, or a law. The statute of limitations tells you how long you have to sue…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Uninsured/Underinsured Motorist Coverage

May 24, 2016 by Jonathan Stein

Of all the automobile insurance coverage that exists, Uninsured Motorist Coverage (UM) is THE MOST important coverage. (In California, uninsured motorist also acts as underinsured motorist coverage.) Why is Uninsured Motorist Coverage so Important? If you buy UM coverage and…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

California Debt Blog: Debt Collection is the 2nd Most Popular Scam

February 2, 2016 by Jonathan Stein

The Better Business Bureau came out with their top 10 scams of 2015. Yes, I know it is already February of 2016, but I had to help people who were victims of the first two scams: IRS issues and debt…

Categories: Credit, Current Affairs, FDCPA, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA, Rosenthal FDCPA | Permalink | Comments (0) Technorati Tags: BAM Financial, scams, stipulated judgment, Suze Orman, top scams

Ontario Canada Court Authorizes Class Action Against Canadian Attorney

December 21, 2015 by Jonathan Stein

This came across my desk and was interesting enough that I wanted to pass it on. An Ontario court has authorized a lawsuit against a personal injury law firm. According to the story, 6,000 clients are able to “participate in…

Categories: Claims, Consumer Issues, Current Affairs, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Do you need insurance for your drone?

December 18, 2015 by Jonathan Stein

I was looking at a drone and Google, being smart, also gave me a link to a Bloomberg Business story about drone insurance. My first thought was “what?” Drone insurance? But as I read the article and started to consider…

Categories: Claims, Consumer Issues, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: Academy of Model Aeronautics, bodily injury, car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, drone, drone caused injury, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Parking Lot Danger for the Holidays

December 15, 2015 by Jonathan Stein

My friend Bob Kraft at Kraft & Associates in Dallas, TX has a great post this morning on the danger of parking lots during the holidays. Did you know that backing up accounts for 1% of drive time but 25%…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Driving and surfing – on your phone

December 11, 2015 by Jonathan Stein

I have seen a lot of car accidents in my life. I have seen a lot of car crashes as well. I have sen almost everything you can imagine when it comes to a car colliding or two cars colliding….

Categories: Auto Insurance, Claims, Consumer Issues, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

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