Nothing lasts forever. Your smiling baby becomes a child who becomes an adult. You change too. You won’t always be there for your child with special needs. You may already have a Special Needs Trust, but it’s important to continue to review your trust to ensure that it still meets the needs of your family…. Read More
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Everything You Need to Know About Estate Planning Costs
Let’s be honest: a major obstacle to proper estate planning for many people is the cost. Sometimes it’s hard to see how estate planning can save money, time, and headaches in the future when there’s a significant price tag in the present. That’s why Elk Grove estate planning lawyers want to let people in on… Read More
California Debt Blog: Debt validation letters
I have always told people, whenever you are contacted by a debt collector, the initial letter from the debt collector will state that you have the right to request validation of the debt within 30 days. You MUST, MUST, MUST…
Med pay coverage – an update
Twelve or so years ago I wrote one of my first blog posts on medical payments coverage. You can read it here. It is now time for an update, as things have changed – significantly. On a car insurance policy,…
Don’t let the insurance company restrict your treatment
I have seen a new trend with people calling me – and quite frankly, it is disturbing. Someone gets in a crash. They call the other party’s insurance company and report a claim. They get transferred to an adjuster. After…
Don’t let the insurance company restrict your treatment
I have seen a new trend with people calling me – and quite frankly, it is disturbing. Someone gets in a crash. They call the other party’s insurance company and report a claim. They get transferred to an adjuster. After…
California Debt Blog: A voicemail can be a debt collection violation
Bloomberg has an interesting discussion of a case out of the United States Appeals Court. From the article: “In this case, Credit Control left a voicemail for the debtor, Stacey Hart. The message was: “This is Credit Control calling with…
California Debt Blog: Ringless Voice Mail and Debt Collectors
You take a break at work and find some voice mail messages. The weird thing is that your phone did not ring. How did these messages get here? Lilian Min at Cosmopolitan covers this in a new story she has…
Save some money on car insurance
I am a big proponent of not shopping for insurance solely based on price. There are other important factors. But, for some people, price is the biggest factor. And for some people, two insurance companies may offer the same personal…
Save some money on car insurance
I am a big proponent of not shopping for insurance solely based on price. There are other important factors. But, for some people, price is the biggest factor. And for some people, two insurance companies may offer the same personal…