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Blog

California Debt Blog: The Great Bail Out Fraud

January 29, 2010 by Jonathan Stein

I received two emails today from clients asking about the credit card bail out that they read about on the internet or heard about on the radio. Apparently, some folks are advertising about how people who owe more than $10,000…

Categories: Credit, Current Affairs, Legal Process, News Tags: bail out, bailout, bankruptcy, credit card, credit card debt, debt, debt collection, debt consolidation

Keeping your car after it is a total loss

January 19, 2010 by Jonathan Stein

I get this a lot. Someone is involved a car crash. The insurance company for the other side tells them the car is a total loss. They are sure that they want to keep their car. I am sure they…

Categories: Auto Insurance, Claims, Consumer Issues, Law Tags: auto insurance, car accident, car crash, DMV, salvage title, total loss

California Debt Blog: Fees for your debt collection case

January 19, 2010 by Jonathan Stein

I have had a rash of questions lately about fees for lawyers. This comes in the context of personal injury cases, consumer law and malpractice cases. So, let me give a very basic explanation of types of fees and typical…

Categories: Current Affairs, Legal Process Tags: attorney fees, capitol one, contingency fee, debt collection, Erica Brachfeld, flat fee, hourly fee, hybrid fee, pro bono

All About Fees

January 14, 2010 by Jonathan Stein

I have had a rash of questions lately about fees for lawyers. This comes in the context of personal injury cases, consumer law and malpractice cases. So, let me give a very basic explanation of types of fees. Contingency fee:…

Categories: Consumer Issues, Current Affairs Tags: contingency fee, flat rate, hourly fee, lawyer fees, pro bono

California Debt Blog: Mann Bracken Btes the Dust

January 14, 2010 by Jonathan Stein

Another one bites the dust. The interesting thing about this, though, is that Mann Bracken was the largest debt collection law firm in the country and possibly the world. Mann Bracken was formed by the merger between Eskanos and Adler…

Categories: News Tags: Brachfeld and Associates, debt collection, debt collector, Erica Brachfeld, Eskanos and Adler, Mann Bracken, Wolpoff and Abramson

Always tell the truth to the insurance company!

January 11, 2010 by Jonathan Stein

I have had a rash of calls lately. People who have been in car accidents and have panicked. That panic has led them to do something dumb: lie to the insurance company. Lying to the insurance company can be insurance…

Categories: Auto Insurance, Claims, Law Tags: auto insurance, fraud, insurance fraud, material misrepresentation

California Debt Blog: Don’t let bill collectors bite

January 11, 2010 by Jonathan Stein

I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…

Categories: Current Affairs, FDCPA, News, Rosenthal FDCPA Tags: Brachfeld and Associates, debt collector, debt harassment, debt validation, FDCPA, Pamela Yip

FAQ: Can I drive my friend’s car?

January 6, 2010 by Jonathan Stein

Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations Tags: auto insurance, car insurance, coverage, driving a friend's car, insurance coverage, minimum limits, uninsured

California Debt Blog: Removing an item from your credit report

January 6, 2010 by Jonathan Stein

A lot of people are doing a “New Year, New You” type program. You can buy new diet products or you can get a Bowflex on sale. But now is also a good time to review your credit report. As…

Categories: Credit, FCRA, Legal Process, News Tags: bowflex, CRA, credit bureaus, credit report, credit reporting agency, new year

Holiday Decorations Lead to More Fires

December 2, 2009 by Jonathan Stein

This is just a friendly reminder. This time of year there is an increase in the number of fires. These fires are not related to the weather or people burning fires inside. Rather, these fires come from people who are…

Categories: Current Affairs Tags: Christmas lights, fire, holiday decorations, holiday lights, homeowners insurance

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