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Posts Tagged With: FICO

California Debt Blog: 5 More Mistakes People Make With Their Credit

December 9, 2014 by Jonathan Stein

I previously wrote about mistakes people make with their credit when they are trying to increase their credit score. There are some very basic things you can do that most people think are helping them, but really are not helping…

Categories: Credit, Current Affairs, FCRA, Hiring an attorney, Legal Process Tags: Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation

California Debt Blog: 5 Mistakes People Make With Their Credit

December 8, 2014 by Jonathan Stein

People are concerned, rightly so, about their credit scores. A lot of people are trying to do what they can to increase their credit score. While a commendable goal, there are some things you should NOT do. Here are 5…

Categories: Credit, Current Affairs, FCRA, Hiring an attorney, Legal Process Tags: Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation

California Debt Blog: IRS Scam Warning

December 5, 2014 by Jonathan Stein

There is a new scam running around where someone calls you pretending to be from the IRS. Let me say this again: YOU CANNOT BE ARRESTED FOR NOT PAYING A DEBT. Also, the IRS will write to you and will…

Categories: Credit, Current Affairs, FAQ, FCRA, Hiring an attorney, Landlord Tenant, News, Rosenthal FDCPA Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit file, credit report, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, Internal Revenue Service, IRS, IRS scam, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, scam, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: Debts Canceled by Bankruptcy Still Mar Consumer Credit Scores

November 23, 2014 by Jonathan Stein

This is a scary story from the New York Times. You think zombies are just on bad tv shows and in movies. But it turns out, that there are zombies in real life: zombie debts, at least. Here is the…

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: bankruptcy, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, Chapter 13, Chapter 20, Chapter 7, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation, zombie debt

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