Question: I think my debt collector is harassing me. What is the debt collector legally forbidden from doing to collect the debt? Answer: The Federal Trade Commission publishes a guide for consumers that details exactly what debt collectors can and…
Posts Tagged With: FDCPA
California Debt Blog: Don’t let bill collectors bite
I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…
California Debt Blog: I am getting more settlements for consumers
It is the holiday season. And as I told you a few weeks ago, debt collectors would be willing to settle cases. As it turns out, I was wrong – they really want to settle cases. Recently, I had two…
California Debt Blog: CashCall to Pay $1 Million Fine
Cash Call, the company that had Gary Coleman as a spokesman, just agreed to pay a $1,000,000 fine to the State of Caifornia after a year long investigation by the Attorney General. Those of you who have been reading my…
California Debt Blog: Sample Validation Letter to Debt Collector
I have had a lot of people calling lately asking what to do when a debt collector sends the first letter. By law, you have 30 days to dispute the debt and ask for validation of the debt. You should…