Q: What is a validation letter and why should I send it? A: A validation letter is simply a letter to the debt collector telling them that you dispute the debt. It can be sent by either the consumer or…
Posts Tagged With: debt collector
California Debt Blog: Don’t send out a written “instrument”
There must be something in the air. I have had two calls this week for helping defending lawsuits based on the concept of “written instruments.” What does this mean? As I understand the latest theory, and it has changed some…
California Debt Blog: Talking to an attorney
I have written on the California Personal Injury and Insurance Blog about talking to an attorney after a car accident. But, it is also important to talk to an attorney if you are in debt or receiving calls or letters…
California Debt Blog: Regional Arbitration Services
I have recently been contacted by several people who have had dealings with this company. As far as I can tell, Regional Arbitration Services is not an arbitration company at all, but rather a debt collection agency. I have never…
California Debt Blog: NCO gets sued by a burger chain
This is interesting. Whataburger, which by the way, has great burgers, has sued NCO Financial for debt collection violations. Why, you ask? Because NCO kept calling Whataburger and harassing its employees. From Chron.com: “Everyone hates harassing calls from unrelenting debt…
California Debt Blog: Fake Facebook Profile Seeks to Find Debtors
The Australia and New Zealand Banking Group (commonly called ANZ) has been accused of spying on debtors on Facebook. Allegedly, one of the bank’s debt collectors set up a fake Facebook profile under the name “Max Bourke”. Max Bourke’s profile…
California Debt Blog: FAQ: What is a debt collector forbidden from doing?
Question: I think my debt collector is harassing me. What is the debt collector legally forbidden from doing to collect the debt? Answer: The Federal Trade Commission publishes a guide for consumers that details exactly what debt collectors can and…
California Debt Blog: News on Foreclosures
I want to update on your some foreclosure news. First, Walt Gray in Sacramento at KCRA 3 News ran a story about a case of mine where we obtained an injunction preventing a sale of a house. The exciting news…
California Debt Blog: Mann Bracken Btes the Dust
Another one bites the dust. The interesting thing about this, though, is that Mann Bracken was the largest debt collection law firm in the country and possibly the world. Mann Bracken was formed by the merger between Eskanos and Adler…
California Debt Blog: Don’t let bill collectors bite
I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…