Q: What initial information does the debt collector need to tell me? A: Within 5 days of the initial contact, the collector must tell you the amount of the debt, the name of the creditor (the person who is owed…
Posts Categorized In: FAQ
California Debt Blog: FAQ: So what can a debt collector not do?
Ah, the crux of the issue. What practices are prohibited by these acts? Well, there are a lot, but here are the main areas of violation. Debt collectors may not tell you they are attorneys; misrepresent the amount of the…
California Debt Blog: FAQ: What is the Fair Debt Collection Practices Act (FDCPA)?
I guess before I tell you too much, I need to start with the very basic. What is the Fair Debt Collection Practices Act? At its most basic, the FDCPA is a Federal Law that governs the way that debt…
California Debt Blog: FAQ: Contact from Debt Collectors
Q: So when can a debt collector call me? How often? Are there rules that govern communication from collectors? A: Debt collectors can call you, fax you, telex you, send you a telegram (if that is still around), and probably…
California Debt Blog: FAQ: Who is a debt collector and what is a debt?
Okay, so now that you know what the Acts are, what is covered by the Acts? I mean, is me lending $20 to my buddy and trying to get the money back covered by the Acts? How about if you…