Last week I wrote about the California Attorney General suing JPMorgan Chase for its debt collection practices. Today, Lawyers.com comes out with an article abou tthe same issue. There are two issues that should be pointed out. First, these practices…
Posts Categorized In: Current Affairs
California Debt Blog: JPMorgan Chase sued by California Attorney General
According to Yahoo, JPMorgan Chase was sued by the California Attorney General. The basis of the lawsuit is that JPMorgan Chase is filing lawsuits in California without any support. Basically, these are nonsense lawsuits where Chase cannot prove anything, but…
FAQ: Do I really need renters insurance?
Question: I rent an apartment. Do I really need renter’s insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as…
California Debt Blog: FAQ: Do I really owe a civil fine for shoplifting?
Question: I have received a letter from an attorney demanding money after my child (or myself) was accused of shoplifting. Do I really owe this money? Answer: Maybe.California Penal Code section 490.5 states “The parent or legal guardian having control…
FAQ: How much car insurance do I need?
Question: I know I have to have insurance in California. How much insurance do I have to have? Answer: How much you have to have and how much you should have are two different questions. Let’s start with the first…
California Debt Blog: FAQ: Who can help me with my debt collection lawsuit?
Question: I have been sued by a debt collector. Who do I call? Answer: An attorney. Let me explain a bit. Twice in the last week, I have had people call me after being sued by a debt collector. Both…
FAQ: What is full coverage?
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
California Debt Blog: FAQ: When can I be called?
Question: My phone rings nonstop with calls from a debt collector. Is this legal? Answer: NO! Debt collectors cannot call you at all hours of the day. I just looked at a phone log that a client had that showed…
Help for your teenage driver
The California DMV isn’t always the most helpful place. But, sometimes they have some gems. (By the way, speaking from personal experience, if you need to go in, make an appointment. The appointment process is a breeze! You can do…
California Debt Blog: President Obama Cuts Student Loan Debt Collection Commissions
This is exciting news for folks who may be behind on their student loans. President Obama has cut the commission that debt collectors get on student loans. Why does this matter? Student loan debt collectors are some of the most…