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Posts Categorized In: Consumer Issues

All About Fees

January 14, 2010 by Jonathan Stein

I have had a rash of questions lately about fees for lawyers. This comes in the context of personal injury cases, consumer law and malpractice cases. So, let me give a very basic explanation of types of fees. Contingency fee:…

Categories: Consumer Issues, Current Affairs Tags: contingency fee, flat rate, hourly fee, lawyer fees, pro bono

FAQ: Can I drive my friend’s car?

January 6, 2010 by Jonathan Stein

Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations Tags: auto insurance, car insurance, coverage, driving a friend's car, insurance coverage, minimum limits, uninsured

When to file a homeowners claim

November 16, 2009 by Jonathan Stein

Houselogic.com has a new article on when to file a homeowners claim. Regular readers of my blog will not find anything new on this, but there is some information worth passing on: 1. Read your policy carefully, then get repair…

Categories: Claims, Consumer Issues, Current Affairs, Homeowners Insurance Tags: claim, homeowners insurance, insurance, mold, water damage

Total Loss Update

July 15, 2009 by Jonathan Stein

I have written before about your car being a total loss. Sometimes after a car accident, the auto will be deemed a total loss. When your car is a total loss, you are entitled to the fair market value. What…

Categories: Auto Insurance, Claims, Consumer Issues Tags: auto insurance, car insurance, stated value, total loss

Multiple Policies on 1 Car

June 29, 2009 by Jonathan Stein

This has come up a few times lately in my personal injury cases so I thought I would discuss it with you. Here is the scenario: Bob is driving his Aunt Sally’s car. Bob is 25 and has an insurance…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Law, Personal Injury Tags: auto insurance, bodily injury, car accident, personal injury, policy limits

The value of a good lawyer

March 2, 2009 by Jonathan Stein

Some people think a good attorney can just increase the value of your case. And he or she can, as I will discuss. But, before we get there, a good attorney can help you avoid wasting your time. Case in…

Categories: Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law Tags: auto accident, hiring an attorney, insurance, personal injury

Read the policy

January 5, 2009 by Jonathan Stein

I know I have said this before, but I have had a rash of phone calls lately from people with some obscure coverage questions. The questions have ranged from “Am I covered if I drive another car?” to “Am I…

Categories: Auto Insurance, Consumer Issues, Insurance Operations

Buying Insurance for the Wrong Reasons

December 7, 2008 by Jonathan Stein

Okay, so when you watch tv these days, you are bombarded with insurance commercials. You hear about accident forgiveness, pet coverage, coverage if your car is beamed up by Scotty. It is amazing how many different coverages you can get…

Categories: Auto Insurance, Books, Consumer Issues, Insurance Operations

Auto Insurance Zip Codes Matter

December 4, 2008 by Jonathan Stein

No, not for rating reasons. At least, not this time. When you complete your insurance application, you have to list the zip code where the vehicle will be garaged. This is information the insurance company uses. When you move, you…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance Operations

Single Limit Policy

November 12, 2008 by Jonathan Stein

I have a friend looking for new homeowners insurance. She is changing from a major insurer to a less well known insurer, but in my opinion a better insurer. She then asked me to review the policies and explain the…

Categories: Consumer Issues, Homeowners Insurance

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