Question: I was involved in a car accident. I am still treating and the adjuster told me that he is going to close my claim. Why? Answer: Sadly, the answer is “because they can.” The insurance company can open a…
Posts Categorized In: Claims
FAQ: Do I really need renters insurance?
Question: I rent an apartment. Do I really need renter’s insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as…
FAQ: What is full coverage?
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
FAQ: How long will my case take?
Q: How long it will take to resolve my case? Answer: I don’t know. Anyone who tells you they know is either not being honest with you or saying it just to get you to hire them. A good personal…
Driving on the Monday after Daylight Savings Time
I thought this was common knowledge, but after reading my newspaper this morning and then checking online, it seems this is not common knowledge. We knew this when I was a young adjuster as the week of daylight savings was…
Getting your car fixed
So your car has been damaged in an accident. You need to get it repaired and you call your insurance company. What do you do now? Your insurance company is going to suggest one of their shops. They always do….
FAQ: Why is my case not worth the same as my friend’s case?
I have talked about case values before. Typically, the question is why is my friend’s case worth more than mine? Why is Billy getting more money than I am?Or, my friend had the same exact injury as me, so why…
What to do after a crash
I know some people still call it an auto accident, but it is a car crash or an automobile crash. Even the California Highway Patrol calls it a motor vehicle crash now. So I am going with the term crash….
Uninsured Motorist Coverage
I have two clients who were injured in significant car accidents. In both cases, these clients had uninsured motorist coverage. In California, uninsured motorist coverage doubles as underinsured motorist coverage. What does this mean? If you are hit by someone…
What to do if you are a passenger
After getting a call from a friend over the weekend, I realized most folks do not know what to do if they are a passenger in a car that is involved in a car accident. If you are the driver,…