In California, if you are in an accident, your insurance company is required to send you a letter explaining your coverages. The letter is simple: what coverages you have that apply to your claim. Okay, that sounds simple. Apparently, it…
Posts Categorized In: Auto Insurance
Insurance Companies, Tort Reform and Money
I often hear people talk about how expensive insurance is. They tell me that insurance costs a lot of money. They blame it on “frivolous lawsuits.” They complain about how these cases cost the insurance company so much money that…
Judgments and Insurance
Remember that the typical auto insurance policy lets the insurance company settle your case without your consent. But, more importantly, it also lets them choose not to settle a case. What does this mean to you? If your insurance company…
Buying Insurance Online
So I talked to someone recently who bought insurance online. She said it was fast and cheap. That was important to her. And she got what she wanted. But, and you knew there had to be a but, she didn’t…
FAQ: What are the steps after I settle my claim?
A reader asked what happens when he settles his personal injury claim. Let me explain the process. First, you must sign a release. You know that from reading my blog. Second, your attorney may want you to sign a power…
Agreed Value: But is it?
I was on a car bulletin board today reading about car repairs. One of the threads was on insurance. There were a few people who had “agreed value” policies, or so they thought. But, do you really have an agreed…
FAQ: Why is his case worth more than mine?
I have talked about case values both here and on the podcast (which will pick up again soon). Why is my friend’s case worth more than mine? Why is so and so getting more money than I am? There are…
FAQ: I don’t have insurance. Will the insurance company sue me?
Yes. Uh oh. If you are involved in an accident and you do not have insurance, the other person’s insurance company will sue you. Sorry. It happens. But what do you do then? Well, you could try to settle with…
More on aftermarket parts
I read an interesting story this morning from Chron.com. It talks about aftermarket parts. A Portland, OR family found out about the cost of repairing their Honda car. The Honda dealer wanted over $5,000 and they found two other shops…
New Report
I have just finished a free report – 10 mistakes to avoid in your personal injury case. This report will provide you more insights from me. The tips tell you common mistakes made and how to avoid them. Want this…