I have talked about case values both here and on the podcast (which will pick up again soon). Why is my friend’s case worth more than mine? Why is so and so getting more money than I am?
There are 100 reasons why your offer may be lower. It may have something to do with your attorney and the insurance company’s experience with him or her. It may have something to do with the way the demand was presented to the insurance company. It may have something to do with the amount of insurance that the other person has. It may have to do with your backgrounds.
My point is that there are a ton of factors to consider in determining what a case is worth. If you are not happy with your offer, you need to talk to your attorney and ask him why the insurance company made the offer that they did. I can tell you, as a former insurance adjuster, there were a lot of variables in offers, including things most people do not think about. You should have a talk with him, and if you do not like his answer, go get a second opinion about the value of your case from another attorney.