Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
Posts Categorized In: Auto Insurance
FREE Car Insurance Review
I have written about uninsured motorist coverage so often and so few people have listened to it, that I am going to do it again. This time, with an offer! Why do you need uninsured motorist coverage? Despite what the…
Information you MUST get at the scene of the accident
I have talked about this before. It is even part of my presentation when I speak to high school students. What information do you need to get at the scene of an accident? First, if the police come and separate…
More on total losses
I have written a lot about total losses before. You can find those articles here. But it bears repeating since so many people ask me this: why can’t we use Blue Book value? The simple answer is that Blue Book…
FAQ: Why are they closing my claim?
Question: I was involved in a car accident. I am still treating and the adjuster told me that he is going to close my claim. Why? Answer: Sadly, the answer is “because they can.” The insurance company can open a…
FAQ: How much car insurance do I need?
Question: I know I have to have insurance in California. How much insurance do I have to have? Answer: How much you have to have and how much you should have are two different questions. Let’s start with the first…
FAQ: What is full coverage?
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
FAQ: How long will my case take?
Q: How long it will take to resolve my case? Answer: I don’t know. Anyone who tells you they know is either not being honest with you or saying it just to get you to hire them. A good personal…
Driving on the Monday after Daylight Savings Time
I thought this was common knowledge, but after reading my newspaper this morning and then checking online, it seems this is not common knowledge. We knew this when I was a young adjuster as the week of daylight savings was…
Getting your car fixed
So your car has been damaged in an accident. You need to get it repaired and you call your insurance company. What do you do now? Your insurance company is going to suggest one of their shops. They always do….