Q: I was in a car accident. I am now being sued for personal injury. Do I file an answer? A: First, give this to your auto insurance. It is why you pay them. Let them deal with it. Second,…
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FAQ: I was paid for my car. Can I get more?
Q: I was paid for damage to my car two years ago. The other person’s insurance company would not pay for my rental car. Is it too late to get paid for this? A: The statute of limitations for property…
Car Crashes Leading Cause of Teen Deaths
The NY Times reported that car crashes are the leading cause of teenage deaths. According to the American Academy of Pediatrics, motor vehicle accidents contribute to the deaths of 5,500 teenage drivers or passengers each year. The crash rate among…
California Debt Blog: Great Reference Website
If you get contacted by someone about a debt, get the name of their company. Once you have that name, go to see the Hall of Shame from Bud Hibbs. Bud has one of the most extensive websites with information…
FAQ: Do I have to pay back my ERISA insurance?
Q: I was involved in an accident. My health insurer paid for my bills. This is an ERISA plan. Do I have to pay them back? A: ERISA plans are employer provided plans. In this case, it would be a…
Don’t Hire An Attorney Until You Read This
If you have been injured in a car crash (formerly called a car accident) or if you believe you may have a personal injury case, do not hire anyone until you read this report. I have put together a new,…
California Debt Blog: FAQ: I was sued. What do I do?
Q: I was sued by a debt collector. How do I respond? A: The first thing you should do is talk to an attorney. You need to know your rights. Even if you do not think you can afford an…
FAQ: Can I get sued for more than my insurance?
Q: I have $15,000 in property damage. I caused an accident and the damage is more. Can I get sued? A: Your insurance company has an obligation to settle within your policy limits, if they can. If they do, then…
California Debt Blog: FAQ: I settled a lawsuit. Now what?
Q: I was sued by a collection agency. I settled it with their attorney. What do I do? A: If you settle the case yourself, first congratulate yourself. Good job. Then, make sure the settlement is reduced to a writing…
FAQ: Can I sue the other person’s insurance company?
Q: I got into a car accident. Can I sue the insurance company for my medical bills? A: Can you sue the other insurance company? No. Can you sue the driver of the other car? Maybe. Let me explain. In…