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Blog

California Debt Blog: CashCall to Pay $1 Million Fine

August 25, 2009 by Jonathan Stein

Cash Call, the company that had Gary Coleman as a spokesman, just agreed to pay a $1,000,000 fine to the State of Caifornia after a year long investigation by the Attorney General. Those of you who have been reading my…

Categories: Uncategorized Tags: Cashcall, FDCPA, Rosenthal Act, Rosenthal FDCPA

Medical Records: Why do they matter?

August 19, 2009 by Jonathan Stein

I have had a couple of people contact me lately and tell me that they were trying to settle their cases without hiring an attorney. But, they were confused. The adjuster refused to settle without them signing a medical authorization…

Categories: Auto Insurance, Claims, Law, Personal Injury Tags: auto accident, car accident, injury, medical authorization, personal injury, whiplash

California Debt Blog: Wa Mu Mistakenly Sells Woman’s House

August 19, 2009 by Jonathan Stein

It is amazing that this happens, but Washington Mutual (now Chase) mistakenly sold a woman’s house in Florida. NBC in Miami is reporting that the woman came home to the Sheriff throwing her family out of a house she just…

Categories: Current Affairs, News Tags: Chase, foreclosure, Washington Mutual

Got a lemon? New report

August 14, 2009 by Jonathan Stein

I am expanding once again. In my effort to help consumers, I am now offering my services for lemon law cases. I have been handling these when they come to me, but now my firm is going to expand its…

Categories: Uncategorized Tags: California lemon law, I bought a lemon, lemon, lemon law

California Debt Blog: Got a lemon? New report

August 14, 2009 by Jonathan Stein

I am expanding once again. In my effort to help consumers, I am now offering my services for lemon law cases. I have been handling these when they come to me, but now my firm is going to expand its…

Categories: Uncategorized Tags: automobile lemon, California, California lemon law, car lemon, I bought a lemon, lemon law

California Debt Blog: Considering Bankruptcy? Think about these things

August 6, 2009 by Jonathan Stein

From Lesley Hoenig, an attorney in Michigan who handles bankruptcies: Bankruptcy is, of course, something that most people do not want to do if they can help it. But sometimes, you are so deep in the hole, or maybe you…

Categories: Uncategorized Tags: bankruptcy, Chapter 13, Chapter 7, cram down

California Debt Blog: Facing Foreclosure? Ask Bank To ‘Produce The Note’

July 30, 2009 by Jonathan Stein

WCBS tv in New York ran a story on producing the note in mortgage foreclosure cases. Read and watch the story here. Key from the story: “The request to produce the note seems simple enough. But professor of law Katherine…

Categories: Uncategorized Tags: foreclosure, mortgage, produce the note

FAQ: When do I hire an attorney?

July 27, 2009 by Jonathan Stein

Q: I was involved in a car collision and feel like I am hurt. When should I hire an attorney? A: This is a good question. All good questions have an answer that starts with “It depends.” This is no…

Categories: Auto Insurance, Claims, Law, Personal Injury Tags: auto insurance, bodily injury, car accident, hiring an attorney

California Debt Blog: Did Countrywide give preferential loans?

July 27, 2009 by Jonathan Stein

Sen. Dodd and Sen. Conrad both received preferential loans from Countrywide, according to testimony in front of a Senate ethics committee. The AP is reporting that, not only did they receive preferential loans, but they knew about it. I don’t…

Categories: Current Affairs, News Tags: Countrywide, foreclosure, Sen. Conrad, Sen. Dodd

California Debt Blog: Sample Validation Letter to Debt Collector

July 22, 2009 by Jonathan Stein

I have had a lot of people calling lately asking what to do when a debt collector sends the first letter. By law, you have 30 days to dispute the debt and ask for validation of the debt. You should…

Categories: Current Affairs, FDCPA, Legal Process, News, Rosenthal FDCPA Tags: debt validation, debt validation letter, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FDCPA, Rosenthal Act

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