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Posts Tagged With: Rosenthal Act

California Debt Blog: Free Consumer Reports

August 28, 2012 by Jonathan Stein

It has been a while since I have shared this so I thought I would put it out there again. I have written a TON of free reports about the legal system, the law, insurance companies and personal injury cases….

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, Rosenthal FDCPA Tags: Credit, debt collection, Fair Debt Collection Practices Act, FDCPA, Rosenthal Act, Rosenthal FDCPA, small claims court

California Debt Blog: Problems with Debt Collection Lawsuits

August 14, 2012 by Jonathan Stein

The New York Times has an excellent article on the problem with debt collection lawsuits. The article starts with this: “The same problems that plagued the foreclosure process — and prompted a multibillion-dollar settlement with big banks — are now…

Categories: Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, Rosenthal FDCPA Tags: client attorney consumers, collection debt, credit card, default judgment lawyer, Equable Ascent Financial Recovery, Erica Brachfeld, FDCPA, Frederick J Hanna, lawsuit debt, Rosenthal Act, Vital Recovery

California Debt Blog: Pressure to Pay Others’ Debts a Growing Problem

August 13, 2010 by Jonathan Stein

A new problem with debt collectors has been emerging in recent years – debt collectors who pursue the wrong people in order to collect a debt owed by someone else. Some collectors even know that they are pursuing the wrong…

Categories: Current Affairs, FCRA, FDCPA, Legal Process, News Tags: Credit Bureau Collection Services, debt collectors, debt of another person, debt tagging, FDCPA, FTC, Rosenthal Act, wrong person

California Debt Blog: FAQ: What is a debt collector forbidden from doing?

May 6, 2010 by Jonathan Stein

Question: I think my debt collector is harassing me. What is the debt collector legally forbidden from doing to collect the debt? Answer: The Federal Trade Commission publishes a guide for consumers that details exactly what debt collectors can and…

Categories: Credit, Current Affairs, FAQ, FDCPA, Legal Process, Rosenthal FDCPA Tags: debt collector, Fair Debt Collections Practices Act, FDCPA, Federal Trade Commission, FTC, prohibited debt collection activities, Rosenthal Act

California Debt Blog: I am getting more settlements for consumers

December 2, 2009 by Jonathan Stein

It is the holiday season. And as I told you a few weeks ago, debt collectors would be willing to settle cases. As it turns out, I was wrong – they really want to settle cases. Recently, I had two…

Categories: Current Affairs, Hiring an attorney, Legal Process Tags: Brachfeld and Associates, debt collectors, Erica Brachfeld, FDCPA, free consultation, Legal Recovery Law Office, LVNV, LVNV Funding, Mdland Funding, Midland, Resurgent, Resurgent Capital, Rosenthal Act

California Debt Blog: CashCall to Pay $1 Million Fine

August 25, 2009 by Jonathan Stein

Cash Call, the company that had Gary Coleman as a spokesman, just agreed to pay a $1,000,000 fine to the State of Caifornia after a year long investigation by the Attorney General. Those of you who have been reading my…

Categories: Uncategorized Tags: Cashcall, FDCPA, Rosenthal Act, Rosenthal FDCPA

California Debt Blog: Sample Validation Letter to Debt Collector

July 22, 2009 by Jonathan Stein

I have had a lot of people calling lately asking what to do when a debt collector sends the first letter. By law, you have 30 days to dispute the debt and ask for validation of the debt. You should…

Categories: Current Affairs, FDCPA, Legal Process, News, Rosenthal FDCPA Tags: debt validation, debt validation letter, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FDCPA, Rosenthal Act

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