The NY Times reported that car crashes are the leading cause of teenage deaths. According to the American Academy of Pediatrics, motor vehicle accidents contribute to the deaths of 5,500 teenage drivers or passengers each year. The crash rate among…
Posts Categorized In: Personal Injury
FAQ: Do I have to pay back my ERISA insurance?
Q: I was involved in an accident. My health insurer paid for my bills. This is an ERISA plan. Do I have to pay them back? A: ERISA plans are employer provided plans. In this case, it would be a…
FAQ: Can I sue the other person’s insurance company?
Q: I got into a car accident. Can I sue the insurance company for my medical bills? A: Can you sue the other insurance company? No. Can you sue the driver of the other car? Maybe. Let me explain. In…
FAQ: How do I get the other person’s insurance information?
Q: I was involved in a collision. I did not get the other person’s information about his insurance company. I am injured now. How do I get the insurance information? A: When you are involved in an accident, you need…
FAQ: I am being sued for more than my insurance. Now what?
Q: I was in an accident. I have a 25/50 policy ($25,000 per person, $50,000 per accident.) I am being sued for personal injury for more than that amount. Now what? A: It depends. If the insurance company had a…
FAQ: My HMO paid my medical bills. Do I have to pay them back?
Q: I was in an accident. My HMO paid my medical bills. I am now settling with the other party’s insurance. Do I have to pay back my HMO? A: Most likely, they can be reimbursed for money they paid…
FAQ: I was hit by a drunk driver. HELP!
I was hit by a drunk drive. He doesn’t have enough insurance. I want to go after him personally, but I have underinsured motorist coverage. HELP! Okay, this is a two parter! 1. Is it typical that the drunk drivers…
FAQ: How do I figure out what a dog bite is worth?
Q: I was bit by a dog. How do I figure out what a dog bite case is worth? A: Dog bites are some of the more complicated cases to evaluate. There are a lot of factors to consider. These…
Drinking, Driving and the holidays
I saw this on the news and had to pass it on: The CHP arrested fewer people this year for DUI than last year. I just wanted to thank all of you who chose not to drink and drive. A…
FAQ: Uninsured motorist coverage and waivers
Q: I do not want uninsured motorist coverage. What do I have to do? A: You MUST waive uninsured motorist coverage in writing. The law requires that every insurer offer you uninsured motorist coverage. If you do not want it,…