The California 5th District Court of Appeals came out with a decision on August 15, 2013. That decision, in People v. Persolve, is an interesting discussion of the litigation privilege. Here is a good blurb in Enligsh from California Appellate…
Posts Categorized In: FCRA
California Debt Blog: Fair Debt Buying Practices Act to the Rescue
Debt collectors have been suing consumers for years with very little proof that the consumer owes any money. You have probably heard some of these names: Persolve, LLC, Asset Acceptance, CACH, FFIC, Midland Funding, Cavalry, etc…. In two recent cases…
California Debt Blog: Debt collection industry ripped – again
In the “not so surprising” news category, a new report rips the debt collection industry. This report, however, goes a step further. The report suggests that states are not doing enough to help struggling consumers. The report from the NCLC,…
California Debt Blog: Persolve LLC
I have a new case with Persolve, LLC that I thought I would write about. Persolve sued my client. My client doesn’t owe the money. So I filed an answer and served discovery. Persolve just responded to my discovery. They…
California Debt Blog: President Obama Cuts Student Loan Debt Collection Commissions
This is exciting news for folks who may be behind on their student loans. President Obama has cut the commission that debt collectors get on student loans. Why does this matter? Student loan debt collectors are some of the most…
California Debt Blog: Regional Arbitration Services
I have recently been contacted by several people who have had dealings with this company. As far as I can tell, Regional Arbitration Services is not an arbitration company at all, but rather a debt collection agency. I have never…
California Debt Blog: Free Consumer Reports
It has been a while since I have shared this so I thought I would put it out there again. I have written a TON of free reports about the legal system, the law, insurance companies and personal injury cases….
California Debt Blog: Former Debt Collector Ran Collection Business from Prison
If you believe that most professional debt collectors are honest, hardworking, salt of the earth type people, this story may change your mind. Lamont Cooper, age 38 and from New York, owned a business called Legal Action Recovery, which was…
California Debt Blog: First Class of Credit Card-Restricted Students Enters College
The first wave of freshmen affected by the new credit card reform act are beginning college this month, leading experts to wonder how successful the law will turn out to be. Under the new laws, if you are under 21…
California Debt Blog: Pressure to Pay Others’ Debts a Growing Problem
A new problem with debt collectors has been emerging in recent years – debt collectors who pursue the wrong people in order to collect a debt owed by someone else. Some collectors even know that they are pursuing the wrong…