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Posts Categorized In: Current Affairs

California Debt Blog: Ringless Voice Mail and Debt Collectors

June 6, 2017 by Jonathan Stein

You take a break at work and find some voice mail messages. The weird thing is that your phone did not ring. How did these messages get here? Lilian Min at Cosmopolitan covers this in a new story she has…

Categories: Current Affairs, FDCPA, Legal Process, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, Cosmopolitan, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCC, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Ringless voice mail, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA

FAQ: Am I responsible for my medical bills after a car accident?

January 8, 2017 by Jonathan Stein

Question: I was involved in a car crash. I have medical insurance. Am I responsible to pay these bills back when I settle my case? Answer: This is based on two recent cases I have had! I wish it wasn’t,…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Myths, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

California Debt Blog: Debt Collection is #1 Again – In Complaints

January 8, 2017 by Jonathan Stein

So, it turns out that when you are really good at something you should continue doing it. In this case, debt collectors are really good at having complaints filed against them with the Consumer Financial Protection Bureau. According to this…

Categories: Credit, Current Affairs, FDCPA, Legal Process, News Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA

California Debt Blog: Portfolio Recovery Associates Dismisses 2 Cases

September 18, 2016 by Jonathan Stein

In what is good news for one of my clients, she was sued by Portfolio Recovery Associates in 2 separate cases. The lawsuits were filed in 2012 for two alleged credit card debts. She denied she owed any money to…

Categories: Current Affairs, FAQ, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA

Don’t trust insurance companies – a true story

August 24, 2016 by Jonathan Stein

Let me relate a real story about why you should never trust an insurance company. This is for a case I am currently working on. As background, my client was rear ended in a car accident by an unlicensed, uninsured…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

California Debt Blog: Debt collectors calling about debts you do not owe

August 24, 2016 by Jonathan Stein

Debt collectors call a lot of people about debts. Heck, I got a call over the weekend from Portfolio Recovery Associates about a debt owed by Jonathan A Stein. Of course, that isn’t my name. And the last four of…

Categories: Credit, Current Affairs, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA

There are still no formulas for personal injury cases – including car accidents

July 19, 2016 by Jonathan Stein

I have been saying this for 12 years while running my own law firm. Prior to that, I said it for almost a decade working for insurance companies. And yet, despite what I say, people do not listen. So let’s…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

The Statute of Limitations

May 31, 2016 by Jonathan Stein

The what of what? I typically hear people call it the statue of limitations. However, folks, it is not a statue. It is a statute, or a law. The statute of limitations tells you how long you have to sue…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, government tort claim, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, statute of limitations, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

Uninsured/Underinsured Motorist Coverage

May 24, 2016 by Jonathan Stein

Of all the automobile insurance coverage that exists, Uninsured Motorist Coverage (UM) is THE MOST important coverage. (In California, uninsured motorist also acts as underinsured motorist coverage.) Why is Uninsured Motorist Coverage so Important? If you buy UM coverage and…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Homeowners Insurance, Insurance Operations, Law, Personal Injury Tags: car accident, car crash, car rental, cell phone, collision, contingency fee, drive and text, extra insurance, fair market value, insurance company, insurance coverage, insurance privacy, loss of use, Minimum Impact, Minimum Impact Soft Tissue, MIST, motor vehicle accident, motor vehicle crash, MVA, MVC, policy limits, privacy, property damage, rental, rental car, rental coverage, rental reimbursement, repairs, text and drive, total loss, UMBI, UMPD, uninsured motorist, uninsured motorist bodily injury, uninsured motorist property damage

California Debt Blog: Debt Collection is the 2nd Most Popular Scam

February 2, 2016 by Jonathan Stein

The Better Business Bureau came out with their top 10 scams of 2015. Yes, I know it is already February of 2016, but I had to help people who were victims of the first two scams: IRS issues and debt…

Categories: Credit, Current Affairs, FDCPA, News, Rosenthal FDCPA Tags: BBB, better business bureau, California Attorney General, Cash Call, Cashcall, charge off, Chase, Christmas, CPFB, Credit, credit card, credit negotiations, Credit.com, creditor, Current Affairs, debt collector, debtor, Delaware Solutions, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FCRA, FDCPA, FTC, Hanukkah, high interest, holiday debt, holiday shopping, holidays, JPMorgan Chase, K.I.P. LLC, KIP LLC, Legal Process, National Check Registry, negotiations, News, payday lender, payday loan, payday loan cycle, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA, Rosenthal FDCPA | Permalink | Comments (0) Technorati Tags: BAM Financial, scams, stipulated judgment, Suze Orman, top scams

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