Everyone makes mistakes. We are human, after all. But when you are involved in a car accident, what I prefer to call a car crash, there are some mistakes that you can easily avoid. Here are 5 mistakes to avoid…
Posts Categorized In: Claims
Send a text and be liable for a car accident?
The first time I saw this story, I thought it had to be a joke. It was some mid-August prank. But, after doing some checking, it turns out that it is real! Two judges in New Jersey’s court of appeals…
The increasing cost of car insurance
CNN/Money has a new article out on the rising price of car insurance. I did not know this, but car insurance prices have gone up 23% over the last five years which is more than twice the rise in consumer…
FAQ: When can I get rid of collision coverage for my car?
Question: I do not think I need collision coverage for my car anymore. When can I get rid of it? Answer: This is a tricky question. Its a lot harder to answer than you think and there is no one…
Diminished value and loss of use
So many times I have people call me up and tell me that their car was damaged in an accident, repaired, but now they think it is worth less. And you know what? They are right. Think about it. If…
5 secrets from a former insurance adjuster
Okay, so maybe you have always wondered what goes on inside an insurance company. Sadly, not much. But, there are some things you should know. 1. INSURANCE COMPANIES TRACK EVERY CLAIM YOU ARE INVOLVED IN Yes, they track EVERY claim,…
Why you should hire an attorney who understands an adjuster
I was exchanging emails today with a friend of mine who is also a personal injury attorney. He understands how the world of insurance works so none of this will be a surprise to him. But, a lot of attorneys…
FAQ: Should I disclose my policy limits?
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
Information you MUST get at the scene of the accident
I have talked about this before. It is even part of my presentation when I speak to high school students. What information do you need to get at the scene of an accident? First, if the police come and separate…
More on total losses
I have written a lot about total losses before. You can find those articles here. But it bears repeating since so many people ask me this: why can’t we use Blue Book value? The simple answer is that Blue Book…