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Posts Categorized In: Auto Insurance

Think Twice Before Posting Personal Information Online

April 29, 2010 by Jonathan Stein

In 2006, Eric Sedie of Corte Madera, California, suffered injuries in a crash with a U.S. Postal Service truck. In 2008 he sued the Postal Service for $2.5 million, claiming that because of his injuries, every aspect of his life…

Categories: Auto Insurance, Claims, Personal Injury, Web/Tech

Proposition 17 Changes California’s Car Insurance Rules

April 20, 2010 by Jonathan Stein

Proposition 17, which will appear on the June ballot in California, could result in big changes for purchasers of car insurance in California. The proposition was written and funded by Mercury Insurance, California’s fourth-largest auto insurance company. The proposition would…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Law Tags: california insurance rates, California Prop 17, California Proposition 17, mercury insurance, mercury insurance prop 17, mercury insurance proposition 17, Prop 17, Proposition 17

Staying Trim Helps Men Avoid Serious Bodily Injury in Auto Accidents

April 12, 2010 by Jonathan Stein

Scientists at the Medical College of Wisconsin’s Injury Research Center studied 11,000 drivers between 2001 and 2005 and recently concluded that in car accidents, obese men are much more likely to sustain serious upper body injuries than are normal weight…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Personal Injury Tags: auto accident, auto crash, bodily injury, car crash, car safety

Do I really need an attorney?

March 15, 2010 by Jonathan Stein

I had an odd experience the other day and thought I would share it since there is a good lesson in it. A guy called me up and told me that he needed an attorney. He had an uninsured motorist…

Categories: Auto Insurance, Claims, Hiring an attorney, Personal Injury Tags: auto accident, car accident, hiring an attorney, personal injury, uninsured motorist

A total loss exception

February 10, 2010 by Jonathan Stein

I came across the exception to the rule today. Regular readers of my blog will know that my rule is that if your car is a total loss, you should not keep it. You will never be happy with it….

Categories: Auto Insurance, Claims, Insurance Operations, Personal Injury Tags: auto insurance, car accident, car collision, constructive total, constructive total loss, total loss

Keeping your car after it is a total loss

January 19, 2010 by Jonathan Stein

I get this a lot. Someone is involved a car crash. The insurance company for the other side tells them the car is a total loss. They are sure that they want to keep their car. I am sure they…

Categories: Auto Insurance, Claims, Consumer Issues, Law Tags: auto insurance, car accident, car crash, DMV, salvage title, total loss

Always tell the truth to the insurance company!

January 11, 2010 by Jonathan Stein

I have had a rash of calls lately. People who have been in car accidents and have panicked. That panic has led them to do something dumb: lie to the insurance company. Lying to the insurance company can be insurance…

Categories: Auto Insurance, Claims, Law Tags: auto insurance, fraud, insurance fraud, material misrepresentation

FAQ: Can I drive my friend’s car?

January 6, 2010 by Jonathan Stein

Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance and Claims FAQ, Insurance Operations Tags: auto insurance, car insurance, coverage, driving a friend's car, insurance coverage, minimum limits, uninsured

Don’t Settle Cheap This Holiday Season

November 3, 2009 by Jonathan Stein

As a former adjuster, I used to look forward to this time of year. Sure, the holidays are great. I got more time off and could spend time with my family. The vendors brought in tons of great treats for…

Categories: Auto Insurance, Claims, Insurance Operations, Personal Injury Tags: auto accident, claim settlement, claim value, insurance claims, settlement

FAQ: What is a gap in treatment?

October 19, 2009 by Jonathan Stein

Q: I was injured in a car accident. I went to the doctor and am trying to settle my case. The adjuster says there is a gap in treatment. What is this? A: When you are involved in an auto…

Categories: Auto Insurance, Claims, Personal Injury Tags: car accident, car crash, gap in treatment, personal injury, treatment

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