Q: I have a judgment against me. I just received notice of a bank levy on my account. I have a join account holder, who is not my spouse, on the account. Can they take this other person’s money? A:…
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What is your case worth?
I recently received a few phone calls from people trying to settle their own cases. They go to the doctor. They get their medical records. They send them to the insurance company. And then they get a response from the…
California Debt Blog: Get your money back!
Yes, I am going to tell you how to get your money back from the banks or other people who owe you money. It is called the Bureau of Unclaimed Property. Cool, huh? The Bureau has a UCP website that…
Wear your seatbelt, even if elected officials do not
Okay, I am a big fan of seatbelts. They save lives. Want proof? I handled a claim about 8 years ago. 5 kids in a car driving down a road. The driver was speeding. He hit a pothole. Lost control….
California Debt Blog: Debt Collector Complaints on the Rise
Its not just the attorneys out there telling you that debt collectors are problems. Of course, I am going to keep telling it to you until they clean up, which I am guessing will happen shortly after they are either…
Is he really a lawyer?
What? Of course he is. Well, I am. But, how do you know if someone you are talking to is an attorney. Thanks to Terry Berger, an attorney in MD, you can go check out Is He Really A Lawyer?…
FAQ: Am I responsible for my child?
Q: My child is 19. Can I be sued for anything he does? A: Anything is a broad term. If, for example, a parent negligently gives a car to their child, they could be sued even if the child is…
FAQ: How do I get someone’s address?
Q: My car was damaged. The person left their name, but not their number. How can I find them? A: The internet is a great resource. Go to Google and type in someone’s name and you will get a hit….
California Debt Blog: FAQ: I have a lot of credit cards. Should I hire a consolidation company?
Q: I have a lot of credit cards. I owe money on all of them. Should I hire a debt consolidation company? A: No. It is great that you see that you need to get out of debt. But, do…
California Debt Blog: Is he really a lawyer?
As you may know, it is a violation of the FDCPA and the Rosenthal FDCPA for a debt collector to simulate being an attorney. In other words, a debt collector who is not an attorney cannot call you and say…