Most people have probably heard of identity theft protection services, such as LifeLock. LifeLock and other similar services offer to monitor a customer’s credit activity and alert the customer when his or her personal information is being used to apply…
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Avoiding Injuries at Amusement Parks
Last month, a state investigation into a 2009 roller coaster accident at Knott’s Berry Farm that injured two riders has concluded that the accident could have been prevented with proper maintenance. The accident was captured by a video camera and…
California Debt Blog: Company Blacklists Customers Requesting Credit Card Refunds
According to this article from WalletPop.com, a consumer watchdog site, the company BadCustomer.com keeps a list of customers who request a credit card reversal after making a purchase with a company. One single credit card reversal can land customers on…
California Ranked Third in Staged Auto Accident Claims, Causing Premiums to Rise
Insurance claims from crashes that appear to be staged rose 46 percent between 2007 and 2009, according to recently released statistics from the National Insurance Crime Bureau. California had the third highest number of staged accidents in the U.S. between…
California Debt Blog: Debt Collectors’ Claims Beginning to Cause Doubt Among New York Judges
According to this New York Times article, during the current recession, debt collectors in New York have begun to file suits against debtors in record numbers – and often, this occurs without sufficient evidence that the collectors have the right…
Is Life Insurance for Stay at Home Parents Necessary?
When evaluating their life insurance, many couples assume they only need life insurance for an employed spouse. After all, stay at home parents, caregivers for elderly parents and other non-employed spouses typically don’t contribute financially to the household. In addition,…
California Debt Blog: FAQ: What is a debt collector forbidden from doing?
Question: I think my debt collector is harassing me. What is the debt collector legally forbidden from doing to collect the debt? Answer: The Federal Trade Commission publishes a guide for consumers that details exactly what debt collectors can and…
Think Twice Before Posting Personal Information Online
In 2006, Eric Sedie of Corte Madera, California, suffered injuries in a crash with a U.S. Postal Service truck. In 2008 he sued the Postal Service for $2.5 million, claiming that because of his injuries, every aspect of his life…
California Debt Blog: Supreme Court Ruling Helps Protect Consumers from Debt Collectors
On April 21 the U.S. Supreme Court issued a ruling in favor of debtors who are subject to abuses at the hands of debt collectors. In Jerman v. Carlisle, the Court ruled that if a debt collector makes an incorrect…
Proposition 17 Changes California’s Car Insurance Rules
Proposition 17, which will appear on the June ballot in California, could result in big changes for purchasers of car insurance in California. The proposition was written and funded by Mercury Insurance, California’s fourth-largest auto insurance company. The proposition would…