6. CHECK FOR WITNESSES
Some people may stop, look around, and then leave. If you see these people, get their information. Talk to them. You want their name, number, address, and any other information they will give. You may need to find them later.
7. EXCHANGE INFORMATION
Take out a piece of paper, rip it in half, and write your name, phone number, address and insurance information on half. Give a pen and paper to the other person and ask him for this same information. You may also want to write down license plate numbers as well.
8. LEAVE THE SCENE
So far, you have done everything right. At this point, unless you are waiting for a tow truck, leave the scene. There is nothing else to accomplish here.
9. CALL THE INSURANCE COMPANY
You should report the claim to your insurance company when you get home, or the next day at the latest. Tell them where the accident happened, when, with whom (from your half sheet of paper), whether there is a police report, if anyone was injured, and that is it. Do not talk about anything else at this point. It is still too fresh after the accident.
10. TALK TO AN ATTORNEY
Even if you decide not to retain an attorney, one can help you evaluate your case, who is at fault, and explain your options. An attorney should also explain to you the process, who repairs your car, and how to protect yourself. Get a consultation – most of them are free. Then, when you are informed, you can make a better decision for yourself!