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Posts Categorized In: Law

Tort Reform and the fake “Medical Malpractice Crisis”

January 22, 2006 by Jonathan Stein

The Atlanta Injury Law Blog has a great post about the fact that tort reform has not resulted in a decrease in medical malpractice insurance premiums for doctors. I know this will come as a surprise to some people, but…

Categories: Current Affairs, Insurance Operations, Law

Who’s to Blame When The Street Bites Your Car?

January 18, 2006 by Jonathan Stein

It is amazing. You were driving down your street, minding your own business. You weren’t bothering anyone, especially not the asphalt. Then, out of nowhere, the street jumps up and hits your car. (Okay, more likely there was a pothole…

Categories: Auto Insurance, Claims, Law

You Hit an Unoccupied Car – What should you do?

January 18, 2006 by Jonathan Stein

Someone on Craigslist wrote to one of the forums about an experience they had. This person was driving a car in the evening and struck another vehicle. The driver got out, looked around, and saw no one was there. So,…

Categories: Auto Insurance, Claims, Law

Liability Issues for Domestic Partners

January 14, 2006 by Jonathan Stein

Someone today asked me about liability for domestic partners. They were registered as domestic partners and buying a new car. How much insurance did they need to protect the assets of both partners? I told them that they may both…

Categories: Auto Insurance, Claims, Current Affairs, Law

Your Car Was Stolen – or Was It?

January 14, 2006 by Jonathan Stein

So someone asked what they should do when their car is “stolen.” What is “stolen” and how does it differ from stolen? Your car is stolen when someone takes it without your permission. You call the police and report it…

Categories: Auto Insurance, Claims, Law

More on Changes to Your Auto Insurance

January 13, 2006 by Jonathan Stein

I came across the BEST story I have read about the competing interests with regard to changes to auto insurance. The story is by Erin Sherbert of the Stockton Record. Ms. Sherbert lays out Garamendi’s position on why he wants…

Categories: Auto Insurance, Claims, Law

More on Changes to Your Auto Insurance

January 12, 2006 by Jonathan Stein

I came across the BEST story I have read about the competing interests with regard to changes to auto insurance. The story is by Erin Sherbert of the Stockton Record. Ms. Sherbert lays out Garamendi’s position on why he wants…

Categories: Auto Insurance, Claims, Law

An Attempt to Undo Prop 103!

January 11, 2006 by Jonathan Stein

The LA Times has a great editorial about the attempt by the insurance companies to undo Prop 103. It is a shame that the head of Mercury Insurance, and the other insurance companies, want to undo Prop 103. Prop 103,…

Categories: Auto Insurance, Consumer Issues, Law

The End to Mandatory Helmet Laws in California

January 11, 2006 by Jonathan Stein

The Insurance Journal reported that there may be an end to California’s mandatory helment law. That’s right. There is a senate bill that may end the mandatory helmet law in California. My thoughts on this are mixed. Helmet laws may…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Law, Personal Injury

Dogs and Accidents – Who pays when Rover is hit by Land Rover?

January 10, 2006 by Jonathan Stein

I have probably handled 100 or so claims where a dog escapes from a house or yard. The dog runs into the street. A car, not seeing the dog, or seeing the dog and not caring, drives up and BAM!…

Categories: Auto Insurance, Claims, Homeowners Insurance, Law

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