As a former adjuster, I used to look forward to this time of year. Sure, the holidays are great. I got more time off and could spend time with my family. The vendors brought in tons of great treats for…
Posts Categorized In: Insurance Operations
What makes a trial lawyer?
This is always a fascinating argument. Here is the debate out of Memphis, TN from my friend James Ferrell. This is simple from my perspective. First, if you want to call yourself a trial attorney, you need to try cases….
The value of a good lawyer
Some people think a good attorney can just increase the value of your case. And he or she can, as I will discuss. But, before we get there, a good attorney can help you avoid wasting your time. Case in…
FAQ: Reporting Auto Accidents
I have written about this before, but it has been some time. So, I thought I would do it again. Q: I have been involved in a car accident. Must I report it to my insurance company? A: The simple…
Read the policy
I know I have said this before, but I have had a rash of phone calls lately from people with some obscure coverage questions. The questions have ranged from “Am I covered if I drive another car?” to “Am I…
Your Insurer Must Take a Claim
In the last two days, I have come across the same story twice: I have been involved in a car collision that was not my fault and my auto insurance told me I had to file a claim with the…
Buying Insurance for the Wrong Reasons
Okay, so when you watch tv these days, you are bombarded with insurance commercials. You hear about accident forgiveness, pet coverage, coverage if your car is beamed up by Scotty. It is amazing how many different coverages you can get…
Auto Insurance Zip Codes Matter
No, not for rating reasons. At least, not this time. When you complete your insurance application, you have to list the zip code where the vehicle will be garaged. This is information the insurance company uses. When you move, you…
AIG – At It aGain
AIG should have a new name – At It aGain. (Sorry, I had to take a little creative license to make it work.) AIG just got bailed out from the government. So, what do they do? Spend over $200,000 on…
Collision, Comprehensive and Claims – Oh My
I know I have written about this before, but it comes up fairly frequently in my practice. What is comprehensive? What is collision? Can my rates go up for filing one of these claims? So, lets start with the basics….