Q: I need to file in small claims court. The other person is in another state. Can I sue them? A: You could file the lawsuit, but you cannot serve the lawsuit outside of California. You should read this from…
Posts Categorized In: FAQ
California Debt Blog: FAQ: When can I have negative remarks removed from my credit report?
Q: Since California has a 4 year statute of limitations, is there a way to have those removed from your credit record? A: You can have old debts removed from your credit, but it doesn’t have to do with the…
California Debt Blog: FAQ: How long does bad debt stay on my credit report?
Q: How long does a bad debt stay on my credit report? A: The bad debt generally has to come off after 7 years and 10 years for a bankruptcy. You need to review your credit report carefully for errors….
California Debt Blog: FAQ: Can I be arrested for passing a bad check?
Q: I wrote a check to a person the check bounced. It was returned for not sufficient funds (NSF). The other person said that he is going to the police so they can have me arrested. Can he really do…
California Debt Blog: FAQ: How do I set aside a judgment?
Q: I was sued by a debt collection agency. They now have a default judgment against me. How do I set this aside? A: You need to file a motion to set aside the default. You should contact an attorney…
California Debt Blog: FAQ: Can I file a lien?
Q: I lent some money to someone. They won’t pay me back. Can I file a lien or a mechanic’s lien on their house? A: You cannot file a lien until you have a judgment. (A mechanic’s lien can only…
California Debt Blog: FAQ: My relative died with unpaid bills. Are we responsible?
Q: My relative died. He left bills unpaid. We are now getting calls from creditors and collection agencies. Are we responsible for paying these bills? A: Generally, no. Only cosignors on loans or credit cards would be responsible. However, the…
California Debt Blog: FAQ: What does the statute of limitations mean?
Q: I was sued for a debt that is now over 4 years old. They sued me before the debt was 4 years old. Can I use the statute of limitations as a defense? A: No. The statute of limitations…
California Debt Blog: FAQ: I was sued. What do I do?
Q: I was sued by a debt collector. How do I respond? A: The first thing you should do is talk to an attorney. You need to know your rights. Even if you do not think you can afford an…
California Debt Blog: FAQ: I settled a lawsuit. Now what?
Q: I was sued by a collection agency. I settled it with their attorney. What do I do? A: If you settle the case yourself, first congratulate yourself. Good job. Then, make sure the settlement is reduced to a writing…