I am amazed at the number of telephone calls I get from people who have debt issues. I get several phone calls per day. Unfortunately, some of these people I cannot help. Why? The biggest reason: they wait too long…
Posts Categorized In: Current Affairs
Happy 4th of July
I just wanted to wish all of you a Happy 4th of July.
California Debt Blog: Happy 4th of July
I just wanted to wish all of you a Happy 4th of July.
Blue Cross to Bill You For Getting A Bill
A bill to get a bill? That’s right. Not a legislative bill so that someone can bill you. But, in this case, an actual bill if you want to receive a bill. Huh? Blue Cross, in its infinite wisdom, has…
Make sure you are protected before a loss
It is fire season, at least in California. And the fires are already starting. The Angora Fire in the Sierra Nevada mountains has burned over 2,500 acres and 200 homes. After a fire like this, you need to call your…
California Debt Blog: Credit Report Problem: Dispute it with this letter
As you know, I believe you should pull your credit report at least once a year, maybe even twice a year. You can get a free one from this website (this is the official one, not one of those that…
California Debt Blog: Short term loans
Far be it for me to pick on anyone, but………………..these short term or “payday” loans are a disaster. Have you ever read the terms? Here is a sample. 99% interest. 99%? Seriously? You are paying back almost double what you…
More on tort reform hypocrits
It is rare that I just tell you to go read something else. But, go read someplace else. My good friend Robert Kraft, one of the best trial lawyer around, has a great article on his website about tort reform…
California Debt Blog: Sample Verification letter
Yesterday, I gave you a sample cease and desist letter. Today, I am giving you a sample verification letter. Just send this to the debt collector when you want verification of the debt. Make sure you send it within 30…
California Debt Blog: Breast Cancer 3 day walk
I am a big believer in attorneys giving back to the community. It is why I am so active in groups like the law school consortium project. It is also why I blog. I could keep my knowledge to myself….