Far be it for me to pick on anyone, but………………..these short term or “payday” loans are a disaster. Have you ever read the terms?
Here is a sample. 99% interest. 99%? Seriously? You are paying back almost double what you borrowed. That is absolutely ridiculous.
If you need a loan, and you have no other options, I understand the need for this. However, try to get money through almost any other way before you take out one of these loans. You will fall behind quickly.