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Posts Categorized In: Current Affairs

California Debt Blog: Debt Collector Fined for Text Messages, Envelope

September 27, 2013 by Jonathan Stein

This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…

Categories: Current Affairs, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: debt collection, debt collector, debts, envelope, Fair Debt Collection Practices Act, FDCPA, National Attorney Collection Services, National Attorney Services, R-FDPA, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA, text message

10 Insurance Terms and Their Meanings

September 20, 2013 by Jonathan Stein

I thought it would be good to go back to basics today. Most people hear insurance terms and just assume they know what those words mean. But a lot of words have a special meaning in the insurance context. So,…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Homeowners Insurance, Insurance Operations, Law, Personal Injury

California Debt Blog: 5 MISTAKES YOU MUST AVOID WITH YOUR CREDIT

September 20, 2013 by Jonathan Stein

Most people have heard that they should be careful with the credit. However, when it comes to the dos and don’ts of credit, most people have no idea what to do. Here are some tips to help avoid mistakes with…

Categories: Credit, Current Affairs, Legal Process, News Tags: Credit, credit cards, credit history, credit limit, credit score, debt collection, debt collector, debts, payment, revolving credit

5 Things You Should Be Doing After A Car Accident

September 13, 2013 by Jonathan Stein

Most people get in a car accident and have no idea what to do. You remember learning to exchange information. But, there is actually more you should do when you are involved in a car crash. Here are 5 tips…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Insurance Operations, Law, Personal Injury Tags: auto insurance, car accident, car crash, car insurance, collision, comprehensive, insurance, skid marks, what to do after an accident, what to do in an accident

California Debt Blog: 5 Things Tenants Must Know To Protect Themselves

September 13, 2013 by Jonathan Stein

Part of my practice is landlord-tenant work. I represent tenants who are being evicted or who may be evicted. After getting a fair number of calls this week from tenants, I thought I would share some tips for tenants who…

Categories: Current Affairs, Hiring an attorney, Legal Process, News Tags: 3 day notice, 30 day notice, 60 day notice, annual lease, landlord, lease, month to month lease, motion to quash, notice, tenant, unlawful detainer, year lease

5 Mistakes to Avoid in Your Personal Injury Case

September 6, 2013 by Jonathan Stein

Everyone makes mistakes. We are human, after all. But when you are involved in a car accident, what I prefer to call a car crash, there are some mistakes that you can easily avoid. Here are 5 mistakes to avoid…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law, Myths, Personal Injury Tags: attorney, bodily injury, car accident, car collision, car crash, case, insurance adjuster, insurance company, negotiate, personal injury, personal injury attorney, property damage, settle, slip and fall

California Debt Blog: 3 Frequent Debt Collection Violations

September 6, 2013 by Jonathan Stein

Debt collectors make mistakes – a lot of them. Not all debt collectors, but a fair number of them. When they do, you need to be able to assert your rights. So let me share with you three very frequent…

Categories: Credit, Current Affairs, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: debt collection, debt collection violations, debt collector, Fair Debt Collection Practices Act, FDCPA, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA, violations of FDCPA

Send a text and be liable for a car accident?

August 30, 2013 by Jonathan Stein

The first time I saw this story, I thought it had to be a joke. It was some mid-August prank. But, after doing some checking, it turns out that it is real! Two judges in New Jersey’s court of appeals…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Law, Personal Injury Tags: calling and driving, car insurance, cell phone, cell phone and driving, dialing and driving, personal injury, text, text and drive, texting and driving

California Debt Blog: Debt Collection Near Top of Complaints

August 30, 2013 by Jonathan Stein

The Consumer Federation of America has put out a list of the top consumer complaints. Guess what is near the top? Yep, my favorite industry, the debt collection industry! This year, coming in at #3 on the list, is abusive…

Categories: Credit, Current Affairs, FDCPA, Hiring an attorney, News Tags: consumer complaints, debt collection, debt collector, Fair Debt Collection Practices Act, FDCPA, R-FDCPA, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act

California Debt Blog: New Rules in New York for Debt Collectors

August 23, 2013 by Jonathan Stein

The New York Department of Financial Services is proposing new rules for debt collectors.These rules include: 1. Have in hand basic information before they may contact people about a debt; 2. Provide documentation when a person disputes or requests verification…

Categories: Current Affairs, FDCPA, Legal Process, News Tags: debt collection, debt collector, Department of Financial Services, exempt from judgment collection, exempt income, Fair Debt Collection Practices Act, FDCPA, R-FDCPA, Rosenthal Act, Rosenthal FDCPA, social security, social security exemption, statute of limitations

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