According to Yahoo, JPMorgan Chase was sued by the California Attorney General. The basis of the lawsuit is that JPMorgan Chase is filing lawsuits in California without any support. Basically, these are nonsense lawsuits where Chase cannot prove anything, but…
Posts Categorized In: Credit
California Debt Blog: FAQ: Do I really owe a civil fine for shoplifting?
Question: I have received a letter from an attorney demanding money after my child (or myself) was accused of shoplifting. Do I really owe this money? Answer: Maybe.California Penal Code section 490.5 states “The parent or legal guardian having control…
California Debt Blog: FAQ: Who can help me with my debt collection lawsuit?
Question: I have been sued by a debt collector. Who do I call? Answer: An attorney. Let me explain a bit. Twice in the last week, I have had people call me after being sued by a debt collector. Both…
California Debt Blog: FAQ: When can I be called?
Question: My phone rings nonstop with calls from a debt collector. Is this legal? Answer: NO! Debt collectors cannot call you at all hours of the day. I just looked at a phone log that a client had that showed…
California Debt Blog: FAQ: What is a validation letter and why should I send it?
Q: What is a validation letter and why should I send it? A: A validation letter is simply a letter to the debt collector telling them that you dispute the debt. It can be sent by either the consumer or…
California Debt Blog: Don’t send out a written “instrument”
There must be something in the air. I have had two calls this week for helping defending lawsuits based on the concept of “written instruments.” What does this mean? As I understand the latest theory, and it has changed some…
California Debt Blog: Keep track of your settlements
I have had two cases recently that have shown me a disturbing trend: debt collectors settling issues and then turning around and demanding more money! In one case, Erica Brachfeld, who also goes by Brachfeld Law Group, settled a case…
California Debt Blog: Aggressive Debt Collection Tactics
Jim Puzzanghera of the LA Times wrote a great story on debt collection tactics. Jim’s first paragraph tells the story of most people these days: “Hard economic times have helped push millions of Americans deeply into debt, plunging many into…
California Debt Blog: Free Consumer Reports
It has been a while since I have shared this so I thought I would put it out there again. I have written a TON of free reports about the legal system, the law, insurance companies and personal injury cases….
California Debt Blog: Consumers Choosing Debit Over Credit
In today’s uncertain economy, increasing numbers of consumers are choosing to use cash or debit cards, which immediately deduct money from a checking or savings account, over credit cards. In fact, in 2009 more consumers used debit cards than credit…