Q: My neighbor’s tree overhangs my property. I am concerned it will damage my house. Can I cut it down? A: You can cut the branches that are hanging over your side of the property. It is a simple rule:…
Posts Categorized In: Consumer Issues
The Medical Malpractice Hoax
Public Citizen came out with a new report. There is no medical malpractice crisis. OOPS! The insurance companies and doctors apparently forgot to tell us that! The report can be found here. The report states “The real problems are a…
Allstate to stop selling insurance in California?
In an interesting move, Allstate may stop selling homeowners insurance in California. The information comes from Allstate agents who wished not to be named. The company, of course, denies the truth to this report. Insurance companies are odd. The apparent…
State Farm Told to Pay
In an update on a Hurricane Katrina case, State Farm has been ordered to pay $2.5 million in damages to a couple whose home was destroyed in the hurricane. State Farm said an appeal is likely. (Have they ever lost…
FAQ: Do I have to tell them about my dog?
Q: I have a dog. What happens if I do not tell my insurance company about my dog? A: First, having a dog does not exclude coverage for things like fire, theft, etc…. However, you should let the insurance company…
FAQ: I rent. Do I need renter’s insurance?
Q: I rent an apartment. Do I really need renter’s insurance? A: I am glad you asked about this. More renters need to get renters insurance. It is relatively inexpensive (under $300 per year) and provides great coverage. First, your…
FAQ: My kid’s insurance rates are too high. What can I do?
Q: My kid is on my insurance policy. The rates are through the roof. What can I do? A: As for best rates, that is a tricky question. A – Go to www.insurance.ca.gov and you can check on the rate…
FAQ: We have some dirt bikes. Do we need insurance?
Q: We own a couple of dirt bikes. Do we need insurance for these? A: Dirt bikes need comprehensive and collision coverage, just like you would have on a car. You should probably also get med pay or medical payments…
Hurricane Katrina Update
So, a few news stories about Hurricane Katrina: A congressman from Mississippi has called for an investigation of the claims practices of insurers; Opening statements started in a case against State Farm for their claim handling; State Farm has decided…
FAQ: How do I insure my college kid?
Q: My kid is at college full time. He comes home for winter break, spring break and a few weeks in the summer. He has no car at college. How do I get him insurance for when he is here?…