This is a good question and one many people don’t understand. Go read your insurance policy and then, when you think you have the answer, come back and read this. I have put it in plain English first. Here it…
Posts Categorized In: Claims
Avoiding mistakes in your auto insurance claim
There are a ton of mistakes that people make in their auto insurance claims. I could go on forever with things I have seen – and things people have said. You would be amazed. It is stranger than you can…
Want to know about an insurance company
Here is a helpful link I have found on the California Dept. of Insurance website. The link provides you with information on an insurance company. From the website itself: Use a partial or full company name to search for an…
More on hiring an attorney
I had a discussion the other day with a potential client. He had talked to another attorney who was willing to take the case for a lower percentage. The difference was about 5%. He wanted to know if I would…
Small Claims Court
At some point in time, you may have a case that is not worth retaining an attorney. For example, maybe someone owes you $500 or $1,500 or even $3,500. Paying an attorney to try to collect this money usually does…
What to do after an auto accident
I just finished a new report, and it is free by sending me an email. The new report talks about something very basic: What do you do after an auto accident? Honestly, in my experience, most people do not know….
The revolving door of adjusters
Has anyone else ever noticed that when you file a claim you end up dealing with one, two, three or more adjusters? Anyone ever wonder why? Their is a hierarchy of adjusters. It goes something like this: Step 1: When…
Nature and extent of injuries
I received a few letters yesterday from insurance companies about clients’ cases. Two of the letters had identical wording: “It is difficult for me to understand the nature and extent of the injuries given the amount of damage.” First, it…
Letter about your coverages
In California, if you are in an accident, your insurance company is required to send you a letter explaining your coverages. The letter is simple: what coverages you have that apply to your claim. Okay, that sounds simple. Apparently, it…
Judgments and Insurance
Remember that the typical auto insurance policy lets the insurance company settle your case without your consent. But, more importantly, it also lets them choose not to settle a case. What does this mean to you? If your insurance company…