I just read this on Ben Glass’ Northern Virginia Injury Board website. Ben is among the best of the best in terms of personal injury lawyers. He is known nationally and is a great guy. That being said, people often…
Posts Categorized In: Claims
FAQ: Whose name goes on the check?
Question: I got in an accident. Whose name goes on the check? Answer: The named insured MUST be listed on the check under 99% of circumstances. If the car is repairable, the insured’s name must be on the check. If…
Myths and Reality: A new category
I am tired of it. I am tired of the lies, tired of the mis-information, tired of the attempts of people to sell you a bunch of whooey. (Yes, that is the technical term.) So, now, I am going to…
FAQ: What are economic damages?
Q: I have heard that I can recover economic damages after an accident. What does that mean? This comes up primarily in the area of Prop. 213 cases. As you know from reading this blog, if you fall under Prop….
FAQ: What is the difference between rental and loss of use?
Okay, so your car is damaged in a car accident. You can’t drive it and it is in the shop. You think you are entitled to a rental car (because you read this blog, you know you are entitled to…
Sample Demand Letter
By popular demand, I am presenting you with a sample demand letter for those of you who want to try to settle your case without an attorney. A few caveats: This is not the letter I use, but it is…
Customer service is still lacking
As I was calling adjusters back today, I realized that there is still something lacking in the insurance industry: customer service. As a former adjuster, I think I know a thing or two about this topic. Heck, I have written…
FAQ: Can you extend the Statute of Limitations?
This is an interesting question because the answer is an absolute, positive maybe. Let me restate the general rule first: check the statute of limitations for your case with an attorney as soon as you think you may have a…
FAQ: Can you stack policies?
I guess first I need to tell you what stacking is. Stacking is the proces whereby you take two insurance policies and add the limits together. So, if I am driving your car and my limits are $100,000 per person…
FAQ: What is the difference between comprehensive and collision?
This is a good question and one many people don’t understand. Go read your insurance policy and then, when you think you have the answer, come back and read this. I have put it in plain English first. Here it…