Okay, I am a big fan of seatbelts. They save lives. Want proof? I handled a claim about 8 years ago. 5 kids in a car driving down a road. The driver was speeding. He hit a pothole. Lost control….
Posts Categorized In: Claims
FAQ: How do I get someone’s address?
Q: My car was damaged. The person left their name, but not their number. How can I find them? A: The internet is a great resource. Go to Google and type in someone’s name and you will get a hit….
Getting your car repaired
I have said before, and I will say it again: you can get your car fixed anywhere you want. If you want to take your BMW to “Bob’s Quickie Repairs” you can do that. If you want to take your…
Why you should not meet with the adjuster
I am adamant that my clients do not meet with the adjuster. Why? For a few reasons. First, nothing good comes from you meeting with them. You are a novice. They are a professional. Would you go play a hand…
FAQ: Do I have to give a recorded statement?
Q: I filed a homeowners insurance claim for damage to my house. The adjuster told me they want a recorded statement. Do I have to give them a recorded statement? A: Probably not. Read your policy. You have a duty…
FAQ: Is the employer responsible?
Q: I left my car with a mechanic. One of his employees hit my car when he was driving his personal car. Is the mechanic/employer responsible? A: This hinges on whether the employee was working at the time. Was he…
FAQ: Can they have to make me keep my car?
Q: My car was a total loss. Can they make me keep my car? A: It depends. Sorry, I wish I had a definitive answer for you. If it is the other person’s insurance, then they can deduct the salvage…
FAQ: I caused an accident and have no insurance. What can I do?
Q: I was in an accident. It was my fault. I don’t have insurance. What can I do? A: You have a few options: A – You pay him the amount of the estimate. B – You ask him to…
FAQ: When do I get my money from a settlement?
Q: I settled a case with the insurance. When do I get my money? A: It depends. (Good lawyer-like answer, isn’t it?) If you settled with an insurance company, it can be anywhere from immediately to 14 days. If there…
FAQ: Don’t I get a rental car?
Q: My car was in a wreck. The insurance is XXX. Don’t they owe me transportation or a rental car while my car is being repaired without anything coming out of my pocket or whether or not I have a…