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Posts Categorized In: Claims

Police reports are not evidence

April 12, 2009 by Jonathan Stein

This is a topic that comes up often. In fact, I hear it not just from clients, but also from many insurance adjusters. They tell me that the police report is admissible evidence that my client did something wrong. The…

Categories: Claims, Current Affairs, Personal Injury Tags: car accident, evidence, fault, police report

Loss of Consortium

April 9, 2009 by Jonathan Stein

Sometimes people ask me about filing a loss of consortium claim. Well, that is not how they put it, but that is what it is called. They ask about a claim for the spouse of the injured person. And they…

Categories: Claims, Law, Personal Injury Tags: auto accident, loss of consortium

The value of a good lawyer

March 2, 2009 by Jonathan Stein

Some people think a good attorney can just increase the value of your case. And he or she can, as I will discuss. But, before we get there, a good attorney can help you avoid wasting your time. Case in…

Categories: Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance Operations, Law Tags: auto accident, hiring an attorney, insurance, personal injury

FAQ: Reporting Auto Accidents

February 18, 2009 by Jonathan Stein

I have written about this before, but it has been some time. So, I thought I would do it again. Q: I have been involved in a car accident. Must I report it to my insurance company? A: The simple…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ, Insurance Operations Tags: auto accident, claims, rates, reporting a claim

FAQ: Your Car is a Total What?

February 11, 2009 by Jonathan Stein

Q: My car was involved in a collision. I can still drive it. The insurance company is calling it a total loss. Why? A: A car can be a total loss in one of two ways. The first way is…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ

Your Insurer Must Take a Claim

December 12, 2008 by Jonathan Stein

In the last two days, I have come across the same story twice: I have been involved in a car collision that was not my fault and my auto insurance told me I had to file a claim with the…

Categories: Auto Insurance, Claims, Insurance Operations

Settling a Property Damage Claim

September 21, 2008 by Jonathan Stein

Okay, so hypothetically lets say you are leasing a 2007 Lamborghini. Nice car. Very nice. You have collision coverage on it, as is required by the lease. And some guy driving a 1972 Ford Pinto rear ends you. After all,…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ

Collision, Comprehensive and Claims – Oh My

July 29, 2008 by Jonathan Stein

I know I have written about this before, but it comes up fairly frequently in my practice. What is comprehensive? What is collision? Can my rates go up for filing one of these claims? So, lets start with the basics….

Categories: Auto Insurance, Claims, Consumer Issues, Insurance Operations

Are you told to have spinal decompression? Be cautious

June 19, 2008 by Jonathan Stein

I have had a few clients lately who have been told that they need spinal decompression on a very expensive machine. The machine du jour is the DRX 9000. I am sure you have seen ads in your local newspaper…

Categories: Claims, Consumer Issues, Current Affairs, Personal Injury

Liability: How is it determined?

June 11, 2008 by Jonathan Stein

In yesterday’s post, I wrote about the proper investigation of an insurance claim: coverage, liability, damages. I am going to expand more on liability today. (Coverage is a lot more complicated. Liability is a better starting point for lay readers.)…

Categories: Auto Insurance, Claims, Insurance Operations, Personal Injury

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