After my last post, I thought I would post some tips about car safety. Driving in a car has enough issues, but being safe is your most important concern. • Always lock car doors after entering or leaving your car….
Posts Categorized In: Auto Insurance
Seatbelts dont work……….
UNLESS YOU USE THEM. (Did you really think I would advocate not using seatbelts?) Some statistics: 45% better chance of surviving an accident if you wear a seatbelt and a 50% better chance of surviving without serious injuries. So, why…
Wyoming Insurers Want to Avoid 3rd Party Bad Faith
Wyoming insurers are lobbying against a bill that would allow 3rd party bad faith cases. Basically, the idea is that if the insurance company for the other person does not pay your claim timely and fairly, you can then sue…
A New Blog
My friend Ben Glass has set up a new blog. The blog is geared towards those living in Virginia, but Ben provides some great insight into all sorts of things. This is a must read. Ben is known as a…
Fault, Rear End Collisions and the law
How is this for a hypothetical: if an animal runs in front of a car and the cars stops short and is rear-ended, who is responsible for this accident? First, you have to understand fault in California. Basically, it is…
CIGA: Who pays when the insurance company goes “bankrupt”?
If you don’t follow my advice here and on the personal injury podcast about buying insurance, you may buy insurance with the cheapest insurance company. That company may go “bankrupt,” or, in insurance terms, “into receivership.” If that happens, and…
Your Parked Car is Hit: What can you do?
Lets say you have a car that is parked and hit. You have insurance for basic liability and uninsured underinsured motorist coverage only. How can you recover for the value of your vehicle? Find out if the other party has…
Your Policy Limits and Your Privacy
When you are in an automobile accident, the other party may request your insurance limits. Basically, they want to know how much insurance you have. Do you have a 15/30 policy, or a 50/100 or a 100/300 or what? Why…
Your auto insurance and the “preferred shop”
The insurance company, after an accident, is going to suggest you go to their “preferred shop.” Why do they do this? First, the insurance companies use shops that are more agreeable to after-market parts, etc… This decreases the costs of…
Some rules about deductibles
A reader wants to know when he has to pay his deductible and to whom. Here are some general rules, although they do not always apply. Your deductible applies on “first party claims.” A first party claim is basically any…