Q: I have heard that I can recover economic damages after an accident. What does that mean? This comes up primarily in the area of Prop. 213 cases. As you know from reading this blog, if you fall under Prop….
Posts Categorized In: Auto Insurance
FAQ: What is the difference between rental and loss of use?
Okay, so your car is damaged in a car accident. You can’t drive it and it is in the shop. You think you are entitled to a rental car (because you read this blog, you know you are entitled to…
Sample Demand Letter
By popular demand, I am presenting you with a sample demand letter for those of you who want to try to settle your case without an attorney. A few caveats: This is not the letter I use, but it is…
Insurance Commissioner Candidates: A Review
I could just come out and tell you who I am endorsing, but I would rather spend a few minutes and discuss the candidates. Then, in my next post (read: tomorrow), I will tell you who I am endorsing. First,…
Insurance Commissioner Endorsement
After some long, hard thinking about this, I am officially making an endorsement: Steve Poizner, Republican, for governor. Why? First, of the five others who are running, only Dale F. Ogden has any insurance experience. Mr. Ogden, while he may…
Don’t Let Your Auto Insurance Lapse
Starting today (October 1), DMV will find out electronically if your insurance cancels. Why? Because the law requires you to carry insurance. A little background. You have to show proof of insurance to register a car. The solution: take out…
Driving Tip
This is insurance related because if you follow this tip you will limit your exposure to being in an auto accident. Ready? Set? (I know, the drama is building.) KEEP YOUR HANDS ON THE STEERING WHEEL! Are you surprised? Impressed…
FAQ: Can you extend the Statute of Limitations?
This is an interesting question because the answer is an absolute, positive maybe. Let me restate the general rule first: check the statute of limitations for your case with an attorney as soon as you think you may have a…
FAQ: Can you stack policies?
I guess first I need to tell you what stacking is. Stacking is the proces whereby you take two insurance policies and add the limits together. So, if I am driving your car and my limits are $100,000 per person…
Race for Insurance Commissioner
I generally do not get political on this blog. That is not the purpose. The purpose is to provide information and insights into insurance matters to you. But, I think the race for Insurance Commissioner is important. So, a few…